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    American Express Singapore Airlines Solitaire PPS Card for Travel: Yet to Get Reviews

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    This card offers customers rewards on various payments made on travel-related expenses. The highlights of this card are as follows:

    • Exclusively for Singapore Airlines’ Priority Passenger Service (PPS) Club members.
    • High miles earning rate on payments made to taxi and ride hailing services.
    • Savings at a number of restaurants across the world.

    Best Suited to: People who often travel often, especially using Singapore Airlines, for the fast rate of earning KrisFlyer miles.

    Key Features

    Feature Description
    Annual Fee S$551.05 (Initial year fee waiver)
    Miles per S$1 on local expenses Up to 1.5 KrisFlyer miles
    Miles per S$1 on overseas expenses Up to 2.4 KrisFlyer miles
    Complimentary Travel Insurance S$1 million
    Concierge/Butler Service 24-hour concierge service
    Airlines that miles can be used in Singapore Airlines

    Joining Perks and Signup Bonuses

    • Get 5,000 KrisFlyer miles as a joining bonus with this card. In addition, get a bonus 2,000 KrisFlyer miles if you apply for this card by 30 June 2018 and receive approval by 31 July 2018. The first spend has to be made within a month from the date of approval to be eligible for this.
    • You can buy My VoyageGuard Travel Insurance Essential Plan for annual multi-trips at a discounted rate of S$188 instead of S$299 if you apply online.

    Additional Benefits

    • Get access to various golf clubs in Thailand, Malaysia, Indonesia, Singapore, and Philippines.
    • Get discounts of up to 50% at various spas.
    • Get 500 bonus KrisFlyer miles when you book your first Grab ride.
    • Get access to portable Wifi routers at cheaper rates with Changi Recommends.
    • Get cars on rent at over 8,500 participating locations across 150 countries around the world with discounts of up to 10% with Hertz Gold Plus Rewards loyalty programme.
    • Various promotional offers are available with this card. For the entire list of promotions and their period of validity, visit the promotions page for Amex. These promotional offers are subject to terms and conditions as defined by the participating merchant and card issuer.

    Earning Rewards

    • Get 3.3 KrisFlyer miles for all the rides booked through Uber and Grab mobile applications for up to S$200 each month. Top-ups on GrabPay and transactions made for UberEats will also fetch you KrisFlyer miles.
    • Get two KrisFlyer miles per S$1 on all valid purchases made through the SingaporeAir mobile application, silkair.com, singaporeair.com, and KrisShop. There is no cap on this.
    • Get 1.3 KrisFlyer miles for each local currency equivalent of S$1 up to S$3,800 for transactions made overseas. Get 2.4 KrisFlyer miles per dollar if you spend over S$3,800 while overseas.
    • Get 1.3 KrisFlyer miles per month for every dollar you spend in Singapore up to S$3,800. Get 1.5 KrisFlyer miles for each calendar month if you spend more than S$3,800 in the country.

    Let Us Illustrate:

    • Assume that you spend S$1,000 every month in Singapore. So, the total spending in Singapore will be S$12,000 each year. On this, you will earn 15,600 KrisFlyer Miles (12,000 x 1.3).
    • You spend S$2,000 overseas every month. Your total annual spend outside Singapore is S$24,000. On this amount, you will earn 31,200 KrisFlyer Miles (24,000 x 1.3).
    • You also spend S$15,000 annually on singaporeair.com and silkair.com. That gives you another 30,000 KrisFlyer Miles (15,000 x 2).
    • You are a new cardholder. So, you also get 5,000 KrisFlyer Miles as welcome bonus.

    If you add up all these, you will earn a total of 81,800 KrisFlyer Miles in a year. Now, depending on the date and time of your travel, you can opt either Saver or Advantage awards. Saver awards require fewer KrisFlyer Miles but your chances of getting a seat are low. In contrast, Advantage awards require more KrisFlyer Miles but you are more likely to get a seat.

    If you are flexible with the date and timing of your flight and you opt for Saver awards. When you opt for Saver awards, your 81,800 KrisFlyer Miles are enough to get you an entire trip to destinations like Philippines, Thailand, or Vietnam.

    Destination and ticket type Singapore Airlines/SilkAir (KrisFlyer Miles required to redeem ticket)
    Singapore-Philippines one way ticket (Business class) 40,000
    Singapore-Philippines return ticket (Business class) 80,000

    Complimentary Insurance Coverage

    Get insurance coverage for any travel inconvenience or travel accidents for up to S$1 million with this card. You have the option to buy My VoyageGuard Travel Insurance, an annual multi-trip travel insurance plan, at a discounted rate.

    Who All Will Be Covered by the Insurance?

    Insurance cover is available for:

    • The cardholder
    • His or her spouse
    • A dependent child below the age of 23.

    How Does the Concierge Service Work?

    Make use of the concierge service by calling the dedicated hotline for reservations, references and more.

    Interest Rates

    For all retail purchases made using this card, you will be charged an annual interest rate of 25.90%. This interest will be compounded if you have not paid your bill amount in full. If you have failed to make your payments thrice or have any unpaid amount for at least two months in the last one year, then the interest rate will be raised to 29.99% p.a. which will be applicable for the next 12 months.

    Type of interest Charge
    Retail Purchases 25.90% p.a.
    Cash Advance 25.90% p.a.
    Instalment Payment Plan 0% if you regularly pay your monthly statement in full

    Other Fee and Charges

    Type of charge Charge
    Overseas Transaction Fee 2.5%
    Late payment fee S$60
    Over-limit fee The total amount you have used over your credit limit needs to be paid in full during the next billing cycle. The interest rate charged will be as per the terms and conditions set by the card issuer.
    Cash advance fee 5% of the amount applicable to each withdrawal made
    Supplementary card fee (annual) S$80.25

    Activating the Card for Overseas Expenses

    The magnetic stripe on your Amex credit card has to be activated for overseas usage. You’ll have the option to choose the time period for which you want to keep the stripe activated.

    Your card can be activated in any one of the three ways:

    • Call the number printed on your card.
    • Call the Amex Card Activation hotline.
    • Log in to the the dedicated page on the American Express website.

    Instalment Payment Plans Available

    Things to know are:

    • Purchases worth S$250 or more made at participating outlets can be converted to smaller monthly instalments under Pay Small, the instalment payment plan.
    • The amount can be split over 6, 12, 18 or 24 months.
    • No interest is payable if the monthly instalment dues are cleared in full.
    • No Krisflyer miles will be awarded for transactions made in relation to Pay Small.

    Cash Withdrawal on the Credit Card

    • Get up to USD1,000 at over 200,000 ATMs across the world affiliated to American Express.
    • This facility can be used only once in two weeks.
    • Up to a maximum of 20% of your credit limit can be withdrawn. However, withdrawal would depend on your actual credit availability.

    To enrol in this programme, you have to:

    • Download the Express Cash Enrolment Form.
    • Fill it up.
    • Send to American Express.

    A transaction fee of 5% for all cash withdrawals and a 1% commission charge for purchasing American Express Travellers Cheques will be charged.

    Eligibility Criteria

    American Express requires you to meet certain criteria to be eligible for this card. Please check this page to find out more.

    Lost/Stolen Cards

    If your card is lost, stolen, or misplaced, you must:

    • Inform the bank immediately by calling its hotline.
    • Lodge a complaint with the police and provide American Express with a copy of the report, wherever required.

    Liability for unauthorised transactions on your card will be limited to S$100, provided:

    • You have reported the incident to the bank within a reasonable period from the time of detection of the security breach.
    • It is proven that you were not complicit in the fraud.
    • It is proven that you didn’t act in gross negligence while handling the card.
    • You have cooperated with the bank in its investigation.

    You must analyse your spending style before picking a credit card. Here’s our full range of cards, with the benefits of each card highlighted. You can also read about specific card reviews.

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    What Else Do I Need to Know?

    How to Enable/Disable Auto Debit & Standing Instructions

    Through Email/Fax/Snail Mail

    • You can register for direct debit payment using your American Express credit card.
    • Download the enrollment form available on the bank’s website and send in your completed form to American Express.
    • It will take 21 working days for the bank to process your application.

    How to Apply for the Card & Check the Application Status

    Apply Online and Follow Up With the Bank

    • Apply for this card on the bank’s official website.
    • You’ll need to upload a few mandatory documents requested by the bank to approve your application.
    • Call the bank on the American Express New Accounts hotline number to check the status of your credit card application.
    • Mostly, it takes around 7 to 10 business days to process a new application.

    How to Check Balance

    Through Online Services Facility/Amex Mobile App

    • Sign up for the American Express online services in order to check the outstanding balance on your card.
    • Another option is to download the American Express Mobile App to track your credit card spends and view your credit card balance from wherever you are.

    How Can the Bill Be Paid?

    Through Online Banking/GIRO/Cash/Cheque/AXS/SAM

    You can pay your credit card bill in several ways such as:

    • Online banking
    • Interbank GIRO
    • Cash
    • Cheque
    • Self-service Automated Machines (SAM) or AXS
    • Automatic Bill Payment Service

    How Much Is the Minimum Payment to Be Made on the Card?

    3% of the Statement Balance or Min S$50

    The minimum amount due on a monthly basis will be 3% of the outstanding balance plus any pending minimum due amount from previous billing cycles, late payment fee, any amount exceeding your pre-defined credit limit, or S$50, whichever amount is higher will be considered.

    What Is the Grace Period?

    22 days

    You’ll have a repayment grace period of 22 days from the date on which your statement of account was generated.

    Which Mobile Wallets Can This Card Be Used With?

    Apple Pay, Samsung Pay, Google Pay

    American Express offers mobile wallets such as Google Pay, Apple Pay, and Samsung Pay.

    How to Block or Unblock the Card?

    In case your American Express credit card is lost or stolen, you need to intimate the bank immediately by calling on the number which is mentioned behind your card and seek assistance to have your card blocked.

    In case your card has been blocked and you need assistance to get it unblocked call the American Express 24/7 hotline and follow the instructions accordingly.

    How to Reset the PIN?

    Phone or Internet Banking

    You can either log in to your phone banking or internet banking account in order to reset your PIN.

    What Is the Billing Cycle and the Bill Due Date?

    1 Month (Can Start on Any Day of the Month)

    You’ll receive your credit card bill on a monthly basis. The time between consecutive monthly billing statements will change depending on the number of working days in a month. The due date by which you need to make your card payment will be mentioned in your credit card bill.

    How to Get a Replacement Card?

    Irrespective of where you are located, you can get emergency card replacement in less than one working day. You can call the American Express 24/7 Global Assist to request for a card replacement.

    How to Temporarily Increase the Limit of the Card?

    You can get in touch with an American Express customer care professional in order to increase your card’s limit temporarily. You will be given an increase in your credit limit only under specific circumstances. Also, you should have been an American Express cardholder for at least 6 months.

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