This card from American Express has been designed for frequent travellers and offers one of the quickest ways to earn KrisFlyer miles.
Key features of the card are:
Best suited to: PPS Club members who travel frequently with Singapore Airlines.
|Annual fee||S$551.05 (first year fee waived)|
|KrisFlyer Miles per S$ on local expenses||1.3 (for spending up to S$3,800 in a month) 1.4 (for every dollar spent over S$3,800)|
|KrisFlyer Miles per S$ on overseas expenses||1.3 (for spending up to S$3,800 in a month) 2 (for every dollar spent over S$3,800)|
|Complimentary travel insurance||Up to S$1 Million|
|Concierge service||24/7 assistance for recommendations, reservations, and much more|
|Airlines that miles can be used in||Singapore Airlines and SilkAir|
Things to know are:
This way you have earned a total of 79,600 KrisFlyer Miles in one year. Now, depending on your flexibility with the travel date and timing, you can choose from Saver and Advantage awards. Saver awards require fewer KrisFlyer Miles but have limited availability of seats. On the other hand, Advantage awards require more KrisFlyer Miles but offer better availability.
Let’s assume that you are flexible with the flight date and timing and you opt for Saver awards. When you opt for this, your 79,600 KrisFlyer Miles are almost enough to get you a return ticket to Philippines, Thailand, or Vietnam.
|Destination and ticket type||Singapore Airlines/SilkAir (KrisFlyer Miles required to redeem ticket)|
|Singapore-Philippines one way ticket (Business class)||40,000|
|Singapore-Philippines return ticket (Business class)||80,000|
|Travel insurance benefits||Coverage amount|
|Accidental death/total or permanent disablement||Up to S$1 million|
|Permanent loss of a limb or eyesight||Up to S$500,000|
|Missed connection||Up to S$200 per member (subject to maximum of S$400)|
|Baggage delay||Up to S$200 per member (subject to maximum of S$400)|
|Extended baggage delay||Up to S$500 per member (subject to maximum of S$1,000)|
|Flight delay||Up to S$200 per member (subject to maximum of S$400)|
This travel insurance covers:
Enjoy round-the-clock assistance for travel recommendations, reservations, and much more with this service.
|Type of interest||Charge|
|Retail purchases||25.90% p.a.|
|Cash advance||25.90% p.a.|
|Instalment Payment Plan||0%|
|Type of charge||Charge|
|Overseas transaction fee||2.5%|
|Late payment fee||S$60|
|Cash advance fee||5% of the withdrawal amount|
|Supplementary card fee||S$80.25 (first year fee waived)|
Yes. Since some of the overseas merchants may not have EMV (Europay, Mastercard and Visa) terminals, it’s best to get the magnetic stripe on your card activated before you start your trip.
The magnetic stripe – a magnetic tape that is attached to the back side of your card – comes as deactivated for security purposes.
You can activate this stripe through one of the following modes:
Things to know are:
Before applying for the card, check out the eligibility criteria you need to meet here.
In case your card is lost or stolen, you must:
Your liability for unauthorised transactions will be limited to S$100, provided:
Comparing credit cards is a tedious process. We have simplified it. Just go to our credit card comparison page and find everything about cards in Singapore on one page.
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How to Enable/Disable Auto Debit & Standing Instructions
How to Apply for the Card & Check the Application Status
Apply Online and Follow Up With the Bank
How to Check Balance
Through the Online Services Feature
How Can the Bill Be Paid?
Through Internet Banking/Cash/Cheque/AXS/SAM/GIRO
You can employ any of the following means for paying credit card bills:
How Much Is the Minimum Payment to Be Made on the Card?
3% of the Outstanding Balance or Min S$50
For this card the minimum payment amount is equivalent to 3% of the outstanding balance, subject to a minimum charge of S$50. In addition to the 3% amount, you have to clear any amount in excess of the credit limit, late charges, and the total sum of any overdue minimum payment.
What Is the Grace Period?
A grace period of 22 days is applicable, within which you must make repayments. This date is calculated starting from the day the monthly statement is sent to you.
Which Mobile Wallets Can This Card Be Used With?
Google Pay/Samsung Pay/Apple Pay
This credit card is compatible with Google Pay, Samsung Pay and Apple Pay.
How to Block or Unblock the Card?
It is generally advisable to block your card as soon as possible, in case it’s lost or stolen. You can block your card by contacting the bank on the dedicated hotline number. Alternately, you can place a mail request with the bank for blocking your card.
To unblock your card, you must employ the same means of getting in touch with the bank.
How to Reset the PIN?
Through Internet Banking
By logging in to your internet banking account for the card, you can reset the PIN for this credit card.
What Is the Billing Cycle and the Bill Due Date?
1 Month (Can Start on Any Day of the Month)
The bank sends you a billing statement by the end of each month, where you can find the billing cycle for your card. The statement also indicates other relevant details surrounding the billing cycle, for instance, payment due date.
The period between two successive monthly statements usually determines the due date for billing. This date can change for a particular month, based on the number of business days.
How to Get a Replacement Card?
In case your credit card is lost or stolen, you might want to get a replacement card. The new card can cost you renewal fees, which will be directly billed to your credit card account.
Amex provides the Emergency Card Replacement feature. Through this feature, you can get a replacement from any part of the world, within one working day.
How to Temporarily Increase the Limit of the Card?
You are allowed to temporarily enhance the credit limit available for your card, only if you have been a cardmember for at least half a year. However, the bank will approve a request for temporary increase of credit limit only under limited situations.