The Amex Platinum Card is a charge card without a spending limit. This card requires you to pay the statement balance in full every month. While you have unlimited spending power, your purchases, at times, need to be approved by the bank based on your credit history, account record, and personal resources.
Best suited to: Those who like to shop from high-end brands and want to enjoy curated experiences.
|Annual fee||Not disclosed|
|Reward points on Platinum EXTRA partners||
|Reward points on other qualifying purchases||2 Membership Rewards points per S$1.60 for both primary and supplementary cardholders|
|Discount on dining||Up to 50% off through Love Dining @ Hotels and Restaurants|
|Discount on health and wellness||Up to 50% off or vouchers worth S$90 from Spa Rael, Adeva Spa, and The Ultimate|
|Complimentary travel insurance||Available|
|Airport access lounge||Access to over 800 partner lounges|
|Butler/concierge services||Platinum Concierge Desk|
|Limousine services||Not available|
|Expedited immigration||Not available|
Let us look at a sample spend in various eligible categories. We’ll then compute how many points you will earn and how much they will be worth when converted to miles (450 points = 250 miles).
|Spend category||Monthly spend||Points earned||Equivalent miles|
|Platinum EXTRA stores||S$2,500||50,000|
|Other retail purchases||S$3,800||38,000|
Membership Rewards points have no expiry period and can be redeemed any time. The points can be exchanged for anything from gadgets to exotic vacations in the Membership Rewards Catalogue. The redemption requirements will vary depending on the value of the vouchers and the brand.
You will be automatically enrolled in the Frequent Flyer Programme, where the reward points can be redeemed for air tickets and hotel bookings across the world. The conversion rate of points to miles is 450 Membership Rewards points is equivalent to 250 miles. The minimum requirement for redemption is 450 points. Points can be converted to any of the following partner airway miles programmes:
The hotel loyalty programmes available are Hilton Honors and Starwood Preferred Guest, where the conversion rates are:
You can also pay your card bill using the accumulated points. If you’re using SafeKey to checkout when online shopping, and the merchant accepts rewards points as payment, then you can pay at the rate of S$5 per 1,000 points.
The Amex Platinum Charge Card offers a worldwide comprehensive travel insurance package that insures you, your family members, and the supplementary card member every time you travel.
This elite card provides 24/7 assistance to plan and organise your travel, such as booking your flights and hotels. Under this service, a dedicated Platinum Concierge Desk will recommend the best destinations, hotels, and places to visit, to you. If you book your flight tickets from participating airlines (business or first class) through this service, you will get discounts on your tickets.
In case you need immediate assistance during your travel, you must call the Global Assistance Service for guidance and help. In case you fall ill or meet with an accident while travelling, you can get access to worldwide legal and medical assistance. If your home needs urgent attention, the team will visit the area and fix the problem. This service also provides help throughout the day in case you need guidance when you are on the road.
You could also use the concierge service to get special discounts on Business Class and First Class flight fares.
|Type of charge||Charge|
|Late payment fee||2.5% on the outstanding balance or S$60, whichever is more|
Yes, it is mandatory to activate all Amex cards for overseas use. The purpose of this is to enhance the security of your charge card. When we say activate, it means that the magnetic stripe on your card, which is not needed in Singapore, will have to be made ready for transaction. The stripe may be required in countries outside Singapore where they do not have EMV chip technology yet.
Your card can be activated in the following ways:
To know if you are eligible for this card, please visit our American Express credit card page.
In case your card is stolen, lost or misused, you must immediately notify the card issuer by calling on the customer service helpline number. If it is a case of theft, you must file a police report, and provide to American Express the proof required to prove your innocence.
The liability amount you need to pay to the bank in case of any illegal use of your card is limited to S$100 if it is proven that the loss/theft/misuse was not due to your negligence. If you are found to have been involved in any fraudulent activity related to the card, you will be liable to pay the full amount misused on the card.
When you go to our credit card comparison page, you can find the list of cards in Singapore, check your eligibility for these cards, explore the features of the card, and even apply for them online. All this information in a user-friendly format!
Run Time - This is an ongoing promotion that is valid until July 15, 2017.
Particulars - Get S$118.80 worth complimentary subscription to “StarHub Go” Select video streaming service for 12 months upon getting your credit card approved within the validity period.
What StarHub Go is:
• You can stream award winning UK dramas, HBO Original shows and K-dramas.
• You can use this service on-the-move with StarHub Mobile which is a data-free streaming service.
• You don’t require a set-top box or a contract to use this service.
Terms and Conditions
• This promotion is applicable to new American Express Credit Cardholders. Cardholders who have cancelled their AMEX Credit Cards in the last 6 months will not qualify for this promotion.
• Cardholders must be new subscribers of StarHub Go. Existing subscribers who are enjoying other promotions on StarHub Go are not eligible for this promotion
Run Time - This offer is available till the 27th of September, 2015
Particulars - Private Deals by American Express Platinum offers you a chance to avail up to 25% discount on mooncakes.
Terms and Conditions -
1. You will avail the offer only when you pay using your American Express card.
2. These offers cannot be exchanged for cash
To know more about the offer and its terms and conditions, please contact the bank.
8th September 2015