Citibank is a leading banking institution that enjoys a strong presence globally. It offers a sought after range of Citi credit cards that cater to consumers from various walks of life. The credit card lineup offers dining, travel, and shopping benefits. The rewards cards offered by Citibank are the Citibank Rewards Credit Card and the Citibank Prestige Credit Card.
When you charge S$120 to the Citibank Rewards Credit Card on purchases at Zalora, you can get a 20% discount. The offer is valid until 31 August 2017.
The Citibank rewards credit cards charge an interest rate of 26% p.a. which is applicable only when the outstanding payments have not been paid in full. The card requires a minimum payment of 1% of the outstanding balance plus any amount exceeding the credit limit (if applicable) or S$50, whichever is higher.
Based on payment history the interest rate can be increased or lowered. If you maintain a good payment track record, you can enjoy a promotional interest rate of 20.9% p.a. However, if you fail to make payments on time, you will incur a penalty interest rate of 29% p.a. The prevailing rate will be reinstated when you clear all outstanding dues.
|Product/Item||Fees and charges|
|Citibank Rewards Credit Card||
• S$192.60 for the principal card with the first-year annual fee being waived
• S$96.30 for the supplementary card with the first-year annual fee being waived
|Citibank Prestige Card||
• The annual fee of the principal card is S$535. This card does not offer any annual fee waiver.
• The supplementary cards are free for life.
|Interest charges||Interest charged on card transactions is 26% p.a. for the Citibank Rewards Credit Card and the Citibank Prestige Card|
|Interest charges on cash withdrawals||Interest charged on card transactions is 26.9% p.a. for the Citibank Rewards Credit Card and the Citibank Prestige Card|
|Late payment fee||The late payment fee of S$80 is charged for the Citibank Rewards Credit Card and the Citibank Prestige Card|
|Minimum monthly due||Minimum payment is 1% of the outstanding amount or S$50, whichever of the two is higher for the Citibank Rewards Credit Card and 1% of the outstanding amount or S$25, whichever of the two is higher for the Citibank Clear Platinum Card|
|Lost or stolen card liability||A maximum fee of S$100 is charged.|
You can apply for the Citibank rewards credit cards by following the simple steps given below:
You can visit Citibank’s official website for Singapore, navigate to the desired credit card’s web page, and click on the “Apply Now” option. You will be directed to an application form which you are required to fill out and email to [email protected] along with your supporting documents. You can also contact Citibank through their 24-hour customer service hotline at +65 6225 5225 and have your enquiries answered. Alternatively, you can visit your nearest Citibank branch and apply for the desired credit card.
You can cancel your Citibank credit card by contacting Citibank credit card hotline number at +65 6225 5225 and requesting to speak to a customer service representative. When you get in touch with the representative, you need to state your card number and reason for cancellation. You can also email the bank and a customer service representative will reach out to you within 72 hours to carry on with your enquiry. Alternatively, you could visit your nearest Citibank branch and request for credit card termination.