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    We found 15 Best Citibank Credit Cards

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    Best Citibank Credit Cards

    Credit Card BYTES FROM OUR KITCHEN

    Citibank Credit Card Overview

    Citibank can trace its roots in Singapore well over a century ago. First established in 1902 in Singapore was among the first foreign banks to start operations in Singapore. But it’s not like they were offering credit cards back then. What started off as a venture in trading rubber soon blossomed into one of the best consumer banking players on the market. Since 1982, Citibank has been offering a range of products and services catering to consumer banking and banking for small scale businesses.

    The credit cards from Citibank are a sought after product and this is not just in Singapore, but all over the globe. These cards are widely accepted and can be a great travel companion. The cards come offering a range of perks and benefits all targeting specific consumer bases. The joining benefits provided by the Citibank cards are more practical. Except for one card that offers a Tablet or a dining membership program, almost every other card in the roster provides something much more practical and useful than just ordinary luggage. Most Citibank Credit Cards provide a cashback of S$120 as a joining benefit.

    Citibank credit cards have varying annual fees depending on the type of credit card chosen but there are the more affordable ones for those looking for a basic card. The Citibank Clear Card and Purchasing Card come with annual fees under S$30. The credit cards can be broadly divided into travel cards, dining, cashback, student cards, and business cards.

    Citibank offers customers a host of credit card options across 5 categories with tempting privileges, offers, discounts and rewards. Ranging from exciting joining perks to promotions that run all year long, Citibank offers more than just a product, it offers an experience.

    Best Citibank Credit Cards in Singapore

    Enjoy credit card annual fee waivers, joining perks and rewards on specific categories with different credit cards offered by Citibank.

    Card Name Joining Fee Annual Fee Suitable For Joining Perks
    Citi PremierMiles Visa Card S$0 (First year fee waived) S$192.60 Travel related purchases including flight and hotel bookings, local and overseas purchases Up to 42,000 air miles
    Citi PremierMiles American Express Card S$267.50 S$267.50 Flight tickets, local and overseas purchases Cashback up to S$120
    Citi Rewards Card S$0 (First year fee waived) S$192.60 Shopping for clothes, shoes, bags at retail/departmental stores Cashback up to S$120
    Citi Cashback Card (Citi bank Dividend Credit card) S$0 (First year fee waived) S$192.60 Purchases related to petrol, grocery, dining Cashback up to S$120
    Citibank SMRT Card $0 (2 years fee waived) S$160.50 Purchases related to grocery, fast food, coffee, movies, online shopping Cashback up to S$120

    Types of Citibank Credit Cards Available in Singapore

    Citibank Credit Card

    Best Citibank Travel Credit Cards

    The Citi PremierMiles Visa Card is best suited for:

    • Travel bookings made online – For every S$1 spent, get up to 10 Citi Miles.
    • Overseas purchases – Earn 2 Citi Miles per S$1 spent.
    • Local purchases - Earn 1.2 Citi Miles per S$1 spent.
    • Renew your card membership and receive 10,000 Citi Miles.
    • Your earned Citi Miles will never expire.

    The Citi PremierMiles American Express Card is best suited for:

    • Travel on SilkAir and Singapore Airlines – Get 2 Citi Miles per S$1 spent.
    • Overseas purchases - Earn 2 Citi Miles per S$1 spent.
    • Local purchases - Earn 1.3 Citi Miles per S$1 spent.
    • Renew your card membership and receive 15,000 Citi Miles.
    • Your earned Citi Miles will never expire.

    Best Citibank Rewards Credit Cards

    Citi Rewards Card is best suited for:

    • Shopping – Get 10X Rewards on local and overseas shopping for clothes, bags and shoes online or at retail and departmental stores.
    • Receive welcome vouchers from retail brands.
    • Accumulate your reward points and redeem them for merchandise or book a holiday using Citi ThankYou Rewards.

    Citi Prestige Card is best suited for:

    • Overseas purchases - Earn 5 Citi Dollars or 2 Citi Miles per S$1 spent.
    • Local purchases - Earn 3.25 Citi Dollars or 1.3 Citi Miles per S$1 spent.
    • Access to a global concierge service available 24 hours a day.
    • Additional Citi Dollars for maintaining a relationship with the bank.

    Best Citibank Cashback Cards

    Citibank dividend Credit card or Citibank Cashback Creditcard is best suited for:

    • Groceries, dining and Grab rides – Get 8% cashback.
    • Fuel purchases – Fuel savings up to 20.88% at Shell and Esso stations. 8% cashback at all other petrol stations across the world.
    • Enjoy special deals when applying for SmartDrive Motor Insurance.
    • Link your credit card with EZ-Pay and enjoy ERP payments.

    Citi SMRT Card is best suited for:

    • Grocery purchases – Enjoy 5% savings.
    • Fast food, coffee and movies - Enjoy 5% savings.
    • Online shopping – Enjoy 3% savings.
    • Redeem your savings for vouchers, cash rebate and SMRT rides.

    Citi M1 Platinum Visa Card is best suited for:

    • Overseas purchases – Earn Citi Rebate up to 5%.
    • M1 broadband and mobile bills - Earn Citi Rebate up to 2.5%.
    • Use your Citi Rebate to offset your M1 bills.

    Citi Esso Mobil Privilege Card is best suited for:

    • Fuel purchases at Esso – Save up to 20.88% when you purchase fuel at any Esso station across Singapore.
    • Rewards – You will earn Smiles Points from Esso as well as rewards from Citibank in one card.
    • There is no annual fee charged for this card. This is a complimentary card issued with any principal Citibank Credit Card.

    Best Citibank Student Cards

    Citi Clear Card is best suited for:

    • Dining – Get 10% Citi Rebate per S$1 spent at Starbucks. Get 5% Citi Rebate per S$1 spent at McDonald’s.
    • Petrol purchases – Up to 14% savings at Shell and Esso stations.
    • Online shipping – 5% cashback at Citi Globeshopper.

    Best Citibank Business Cards

    Citi Corporate Card is best suited for:

    • Savings – Reduce associated resources and costs by streamlining expenses through a single payment.
    • Business Privileges Programme – Enjoy corporate privileges and discounts on office utilities, fuel, travel bookings, healthcare and more.
    • Complimentary Travel Accident Insurance – Enjoy cover up to S$1 million per cardholder.
    • Cashback – Get 0.3% cashback on annual spending on sole, joint and several liability.

    Citi Purchasing Card is best suited for:

    • Purchasing cost savings – Savings up to 76% on company’s purchasing costs by reducing paperwork.
    • Business Privileges Programme – Enjoy corporate privileges and discounts on office utilities, fuel, travel bookings, healthcare and more.
    • Complimentary Travel Accident Insurance – Enjoy cover up to S$1 million per cardholder.
    • Cashback – Get 0.3% cashback on annual spending.

    Citi Business Card is best suited for:

    • Small and medium enterprises – Enjoy extra credit limit on this card.
    • Rewards – Earn 2X Citi Dollars per S$1 spent.
    • Insurance waiver – Cardholders will enjoy up to US$25,000 and companies will enjoy up to S$1,650,000 on corporate liability insurance waiver.

    Best Citibank Supplementary Credit Cards

    • Supplementary cardholders will enjoy the same privileges as principal cardholders.
    • Rewards earned on the supplementary card will be credited to the principal credit card.
    • Principal cardholders can set credit limits per month on supplementary cards.

    Citibank Credit Card Promotion in Singapore

    • Kaligo.com – Citi ULTIMA and Prestige cardholders will get 25 Citi Dollars per S$1 spent until December 31, 2017.
    • Agoda – Enjoy discounts of up to 8% on select destinations until December 31, 2017.
    • Redmart – New customers will enjoy a discount of S$20 on a minimum purchase of S$100 until June 30, 2017 when they use the promo code: CITI20.
    • Lazada.sg – New customers will enjoy a site-wide discount of 20% and existing customers will enjoy a site-wide discount of 8% between Saturdays and Mondays until June 29, 2017.

    Requirements to Apply Citibank Credit Card

    Eligibility criteria for residents:

    • Age Criterion:
      • Principal cardholders – 21 years.
      • Supplementary cardholders – 18 years.
    • Income criterion – Minimum annual income between S$30,000 and S$120,000.
    • Documents – ID Proof documents such as NRIC/Passport, Income Proof documents such as Income Tax NOA (Notice of Assessment), bank statements, computerized payslips, etc.

    Eligibility criteria for foreigners:

    • Age Criterion:
      • Principal cardholders – 21 years.
      • Supplementary cardholders – 18 years.
    • Income criterion – Minimum annual income between S$42,000 and S$120,000.
    • Documents – ID Proof documents such as Passport, Income Proof documents such as Income Tax NOA (Notice of Assessment), bank statements, computerized payslips, etc. + Additional documents including work permit, Address Proof document such as telephone or utility bill.

    How to Activate Citibank Credit?

    Citibank Credit Card Activation for regular use:

    SMS:

    • Local activation - “ACT to 72484”.
    • Overseas activation - ACT to +65 9657 2484.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Phone Banking:

    • Call the bank on their Card Activation Hotline Number at 6334 2484.
    • Enter your card number or NRIC.
    • You will be provided with instructions to enter corresponding details.
    • Follow the instructions and complete the process after which you will be sent as SMS with an OTP containing 6 digits. Enter this OTP to activate your card.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Citi Mobile:

    • Open the “Citibank SG” app on your phone.
    • Enter your Username and Password to login.
    • An OTP will be provided on your OSD or Online Security Device. You can alternatively request for an OTP through SMS. Click on “Continue”.
    • Tap on “Local Usage for Credit/ATM/Debit Card Activation”.
    • Select the card you wish to activate and then tap on the “Activate” option.
    • Select the “Confirm” option and complete the activation process.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Citibank Online:

    • Visit www.citibank.com.sg.
    • On the screen, select the option “LOGIN TO” and then click on “Citibank Online”.
    • Enter your Username and Password.
    • Select “Services” under which click on “My Profile” followed by “Card Activation”. Follow the link and complete the steps to successfully activate your credit card.
    • This process will only work on a computer, laptop or a tablet. If you visit the website on your phone, you will be redirected automatically to the app.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Citibank Credit Card Overseas Activation:

    Perpetual Activation via SMS:

    • To activate overseas use in Singapore – “ACTOS to 72484.”
    • To activate overseas use outside Singapore - “ACTOS to +65 9657 2484.
    • Your card will be activated for overseas use immediately and you will receive an SMS from the bank confirming the same.

    Phone Banking:

    • Call the bank on their Card Activation Hotline Number at 6334 2484.
    • Enter your card number or NRIC.
    • You will be provided with instructions to enter corresponding details.
    • Follow the instructions and complete the process after which you will be sent as SMS with an OTP containing 6 digits. Enter this OTP to activate your card.
    • Your card will be activated for overseas use immediately and you will receive an SMS from the bank confirming the same.

    Citi Mobile:

    • Open the “Citibank SG” app on your phone.
    • Enter your Username and Password to login.
    • An OTP will be provided on your OSD or Online Security Device. You can alternatively request for an OTP through SMS. Click on “Continue”.
    • Tap on “Overseas Card Activation”.
    • Select the card you wish to activate.
    • Choose “Perpetual” OR provide a date range for your overseas use. Upon this selection, tap on the “Activate” option.
    • Select the “Confirm” option and complete the activation process.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Citibank Online:

    • Visit www.citibank.com.sg.
    • On the screen, select the option “LOGIN TO” and then click on “Citibank Online”.
    • Enter your Username and Password.
    • Select “Services” under which click on “My Profile” followed by “Overseas Card Activation”. Follow the link and complete the steps to successfully activate your credit card.
    • This process will only work on a computer, laptop or a tablet. If you visit the website on your phone, you will be redirected automatically to the app.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    How to Cancel Citibank Credit Card?

    Lost your Citi credit card or it was stolen or damaged, use below suggested methods to block or deactivate your citibank credit card:

    By SMS:

    • Local activation - DEACT to 72484.
    • Overseas activation - DEACT to +65 9657 2484.
    • Your card will be deactivated immediately and you will receive an SMS from the bank confirming the same.

    Citi Mobile:

    • Open the “Citibank SG” app on your phone.
    • Enter your Username and Password to login.
    • An OTP will be provided on your OSD or Online Security Device. You can alternatively request for an OTP through SMS. Click on “Continue”.
    • Tap on “Local Usage for Credit/ATM/Debit Card Activation”.
    • Select the card you wish to activate and then tap on the “Deactivate” option.
    • Select the “Confirm” option and complete the deactivation process.
    • Your card will be deactivated immediately and you will receive an SMS from the bank confirming the same.

    Citibank Online:

    • Visit www.citibank.com.sg.
    • On the screen, select the option “LOGIN TO” and then click on “Citibank Online”.
    • Enter your Username and Password.
    • Select “Services” under which click on “My Profile” followed by “Card Activation”. Follow the link and complete the steps to successfully deactivate your credit card.
    • This process will only work on a computer, laptop or a tablet. If you visit the website on your phone, you will be redirected automatically to the app.
    • Your card will be activated immediately and you will receive an SMS from the bank confirming the same.

    Citibank Credit Card Hotline Number

    Know more or resolve your queries about through Citibank Hotline

    • For general enquiries – Contact Citibank on their CitiBusiness Service Hotline number available 24 hours a day at (65) 6238-8833.
    • To check your account balance, redeem your rewards, pay bills – Call Citibank on their CitiPhone self-servicing banking number at (65)6225 5225.

    FAQs on Citibank Credit Card

    1. Can I pay my bills using Citibank credit card?
    2. Yes, you can pay all your bills using your credit card.

    3. Do I get alerts on transaction?
    4. Yes, you get both SMS and email alerts on transaction from your credit card.

    5. Can I apply for a supplementary credit card?
    6. Yes, you can apply for a supplementary card under your credit card. You can also customize the credit limit on that card according to your choice and preferences.

    7. What is the minimum age to apply for a credit card?
    8. You must be at least 18 years old when you apply for a Citibank credit card.

    9. How can I activate my card?
    10. You can call up the customer care, which is available 24X7 on phone, to activate your credit card.

    11. How much can I save at petrol stations using my Citibank DIVIDEND Card?
    12. You can save 18.3 percent at Esso fuel stations, 18.1 percent at Shell fuel stations and also enjoy a 5 percent cashback at all other petrol stations.

    13. Will my travel miles expire after a certain period?
    14. No, your travel miles earned with the Citi PremierMiles Visa Card never expire.

    15. What is the maximum time that can be availed to repay my personal loan on credit card?
    16. A maximum time span of 60 months can be availed by you to repay the personal loan on the credit card.

    17. Is there any service fee associated with Citibank Balance Transfer?
    18. Yes, a service fee of 2.5 percent is associated with Citibank Balance Transfer.

    19. Can I avail the concierge service whenever I want?
    20. Yes, the dedicated concierge service caters to meet your lifestyle and travel requirements round the clock.

    News About Citibank Credit Cards

    • Citi introduces its mobile wallet system in Singapore

      Citi has introduced Citi Pay, its digital mobile wallet feature, in Singapore. This system enables its credit cardholders to pay for goods and services with their mobile phones. Vikas Kumar, the head of cards and personal loans of Citibank Singapore, said the bank has launched this feature to help consumers pay their bills easily by just tapping their Android phones.

      A Citi credit cardholder can utilise this tool by installing the app and logging in to the app with his or her Citibank user ID and password. Customers can pay for their requirements by using the banking app at any sales terminal that is enabled with Near Field Communication (NFC). In addition to Singapore, Citi Pay can soon be enjoyed by customers in Australia and Mexico sometime this month.

      07th December 2016

    • Citigroup Inc Surpasses third quarter profit expectations

      Citigroup Inc, the fourth largest bank in the US by way of its asset holdings, surpassed profit expectations for the third quarter after its trading revenue grew by a whopping 35 percent. The mostly unforeseen surge comes as a much needed reward to CEO Michael Corbat’s efforts who laid emphasis on the bank’s trading business while downsizing a large section of its consumer banking operations in markets overseas. The Consumer Banking division did not quite post a healthy performance with its net income witnessing an almost 25 percent drop. Rivals JP Morgan, Morgan Stanley, Wells Fargo and Goldman Sachs also posted gains in trading.

      16th November 2016

    • Citi credit cardholders can pay for their Grab rides in Singapore and the Philippines

      Starting from September, 2016, Citi credit cardholders will be able to pay for their Grab rides in Singapore and the Philippines. The service will encourage cashless payment for a seamless ride experience. Citibank Singapore CEO Han Kwee Juan said that new customer can sign up for Citi card through the Grab app and the existing customers can enjoy discounted or free rides. Customers can also use points to pay for the Grab rides.

      21st September 2016

    • Early Adopters of Samsung Pay to Win Freebies

      Early adopters of Samsung Pay stand a chance to be rewarded with a free Samsung Galaxy S7 Edge Smartphone. In addition to enjoying credit card rebates and discounts on using Samsung Pay, customers will also be rewarded with freebies including travel adapters as well as vouchers that can be used to offset future purchases.

      Citibank credit cardmembers will be in the running to win a Samsung Galaxy S7 Edge each time they make a payment using Samsung Pay up to July 15, 2016. Furthermore, they will also earn up to 2 Citi Miles, 10X Reward Points or 3% cashback when spending using their Citibank credit cards on Samsung Pay.

      Standard Chartered cardmembers will receive 20% rebate on each of their purchases with a cap of S$50 for each customer until August 31, 2016.

      OCBC cardmembers will receive 5% rebate on all of their purchases with a cap of S$15 for each customer until August 31, 2016.

      POSB and DBS cardmembers will receive a cashback of S$10 for a minimum of 3 transactions hitting S$40 before the cashback starts to kick in. This offer is applicable to the first 20,000 cardmembers until September 15, 2016.

      27th June 2016

    • Citibank Wine and Dine Offer

      Runtime:

        • The cashback promotion is ongoing and valid until December 31, 2016.

        • The complimentary wine promotion is currently ongoing and valid until communicated otherwise by the bank.

      Particulars:

        • Apply for a Citibank Credit Card and receive a cashback of SGD 120.

        • Spend a minimum amount of SGD 100 on your Citi card and receive a complimentary bottle of red/white wine.

      Terms and Conditions:

        • Only new Citi cardmembers are eligible for the cashback promotion.

        • Employees of the bank and its affiliates are not eligible for the cashback promotion.

        • For further details on the promotions or for more information on the terms and conditions, please feel free to contact Citibank.

    • Citibank uses voice biometrics and m-wallets in Singapore

      Five different banks in Singapore have already announced about their debit and credit card compatibility with the Apple Pay technology. However, Citibank Singapore has decide to swim against the tide. The bank was not yet announced anything about its Apple Pay supported cards. It is focussed more on the m-wallet technology on the Android platform now.

      At present, Citibank is running beta tests with Samsung Pay on eligible smartphones. The digital wallet from Samsung will be live in Singapore sometime later this year. According to Peng Chun-Hsien, the head of emerging payments and merchant acquiring for Citibank Singapore, the versatility of Samsung Pay will ensure that the transactions are made at more retail points when compared to Apple Pay. Samsung Pay transactions can take place at both NFC and swipe terminals. Magnetic Secure Transmission or MST makes the transactions secure on Samsung Pay.

      Identification through voice is also a key feature on which Citibank is focussing. They hope that this will improve the user experience for its phone banking customers.

      15th June 2016

    • Citibank uses Mobile Banking to drive Digital Banking Strategy

      Citibank Singapore is expecting its mobile banking to drive the bank’s digital strategy. A top executive from the bank has confirmed that over 70% of its customers use online banking services.

      The digital services introduced by the bank aim to ease the moments of irritation its customers face by providing online facilities which will enable them to check their account balance and apply for credit cards among other things, according to the Chief Executive Officer of the Singapore branch, Han Kwee Juan.

      He further reiterated that everything that the bank will build will focus on ensuring that it is compatible with mobile banking as a way of increasing their digital savviness among its customers.

      Citi will also launch Citi Pay shortly which is the bank’s digital wallet for Android smartphones in Singapore. The decision for Apple Pay to be introduced to Citi users is still being evaluated by the bank.

      12th June 2016

    • Citibank M Social Exclusive Opening Offer

      Runtime

        • The booking validity for this promotion is until July 15, 2016.

        • The stay validity for this promotion is until August 31, 2016.

      Particulars – Book your stay at the newly launched M Social designed by Philippe Starck and enjoy the following exclusive opening offers on your Citi Card:

        • Book a One Night Stay at Nice Room for SGD 218++ (otherwise costs SGD 290).

          • Includes WIFI and breakfast for 2

          • Late Check Out (up to 3 PM)

        • Stay for 3 nights but pay only for 2 nights at Nice Room for SGD 580++ (otherwise costs SGD 870++).

          • Includes WIFI and breakfast for 2

          • Welcome Drink for 2

          • Late Check Out (up to 6 PM)

          • 15% discount on Food and Beverages bills.

      Terms and Conditions

        • Bookings are not transferable/exchangeable/refundable. Cancellations cannot be made.

        • No refund provided for early departure.

        • Blackout dates are applicable.

        • For further details on this promotion or for more information on the terms and conditions, please feel free to contact the bank.

    • Citibank Scanteak Warehouse Promotion

      Runtime – This is an ongoing promotion that is valid until June 11, 2016.

      Particulars

        • Sacnteak’s Trade Showroom is offering up to 70% off on their products for the GSS furniture sale.

        • You can also participate in their Sure-Win Lucky Draw if you meet the minimum purchase criteria.

        • Citi Cardholders will enjoy an additional discount of 10% on select clearance items + receive a travel pouch worth SGD 19 absolutely FREE.

      Terms and Conditions

        • Additional promotions or discounts are not applicable on marked down products.

        • Delivery charges may be applicable.

        • For further details on this promotion and for more information on the terms and conditions, feel free to contact the bank.

    • Samsung Pay Announces New Partnership with Citibank Singapore Limited

      Ahead of its anticipated Singapore launch this year, Samsung Pay has announced its partnership with Citibank Singapore Limited. Citi Credit Cardholders including MasterCard, VISA and AMEX products can join customers from other major Singapore banks such as DBS/POSB, Standard Chartered and OCBC in using the wallet.

      Samsung Pay in Singapore is compatible with Galaxy Note 5 4G+, S6 edge+ 4G+, S7 edge 4G+, and S7 edge+ 4G+. 1.3 Singaporean adults that form 29% of the smartphone market in the country use Samsung phones and this additional partnership will give Samsung an additional subset of Citi users who they can onboard for Samsung Pay.

      01st June 2016

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