Ways to Pay CIMB Credit Card Bills
There are multiple ways in which you can pay your card bill:
CIMB Clicks Internet Banking
- Log in to your CIMB savings/current account internet banking.
- Link your card with your savings/current account, if you haven’t already. Go to “Clicks Settings” under the left menu and click on “Link my CIMB Credit Card” to link your card.
- Once it’s linked, go to “Bill Payment” under the left menu and click on “Pay to CIMB Credit Cards”.
- Select the card that you wish to make the payment for.
- Follow the instructions to complete your bill payment.
- If you make the payment before 12:00 a.m., it will reflect in your card account the following day.
Internet Banking From Other Banks
You can also pay your bill through the internet banking facility of any other bank. If you make the payment before 5:00 p.m., your CIMB card account will be credited within the next two working days.
- Fill out the Interbank GIRO/auto-debit instructions form.
- Submit the completed form to the bank. You can either submit it at a CIMB branch or you can mail it to the bank’s Credit Cards & Personal Financing department.
- It will take about 4-6 weeks for the bank to process your application.
- Once your application is approved, your new payment method will start reflecting in your statement as well.
- Your bill amount will be debited from your designated savings/current account two working days before the due date.
- You can pay you bill with AXS through any AXS station in Singapore, AXS e-Station, or AXS m-Station.
- If you make the payment before 5:00 p.m., your card account will be credited within the next two working days.
- Make sure your card account is credited at least two working days before the payment due date.
- Pay via cash or cheque at any nearest branch.
- If paying through cheque, make sure it’s not post-dated.
- Your card account will be credited once the cheque clears.
- Write a crossed cheque payable to “CIMB Bank Berhad - Credit Cards”.
- Mention your name, phone number, card account number(s), and the amount payable for each account on the back side of the cheque.
- Drop the cheque into the dropbox at any nearest branch of CIMB. Alternatively, mail it to the bank.
- Post-dated cheque won’t be accepted.
- Your card account will be credited once your cheque clears. Make sure you make the payment at least two working days before the due date.
Ways to Pay Recurring Bills
CIMB’s Credit Cards Recurring Bill Payment Service: With this service, you can pay your recurring bills from M1 and StarHub by simply setting up a one-time arrangement with the bank.
How to Apply for Recurring Bill Payment Service
- Download the form from the bank’s website.
- Fill in the details of your M1 and/or StarHub account.
- Fill in your card details.
- Mail the completed form to the bank.
- It may take up to eight weeks to process your application.
Ways to Pay Credit Card Bills of Other Banks
You can add your non-CIMB card accounts as favourite accounts on your CIMB Clicks Internet Banking facility. To add a favourite account, you will have to:
- Download a CIMB Clicks Internet Banking Favourite Accounts form from the bank’s website.
- Fill in the information of the beneficiary account (or your non-CIMB card account).
- You can also choose to add your non-CIMB card account as Favourite for FAST Funds Transfer.
- Send the completed form to the bank.
Things to Keep in Mind About Credit Card Bill Payments
- Check your card statement carefully before making the payment to make sure there are no unauthorised charges. If you haven’t registered for monthly e-Statements, you can do it through your internet banking account.
- Pay your bill within the grace period to avoid interest charges. CIMB offers grace period, also known as interest-free period, of 23 days, starting from the date of the generation of your card statement.
- If you don’t pay the minimum due amount by the due date, a late payment penalty of S$100 will be charged.
- Certain payments may not qualify for the rewards programme on your card. Such payments may include your utility bill payments, late payment charges, and gambling-related payments, among others.