• Best Interest Rates on Fixed Deposit in Singapore

    Fixed deposits are low risk investment opportunities that offer guaranteed rate of interest on the deposit amount. Fixed deposits are offered at a fixed rate of interest for a fixed tenure starting from 1 week and extending up to 36 months in Singapore. Some banks offer additional interest rate to senior citizens.

    Banks in Singapore offer Singapore Dollar Fixed Deposit as well Foreign Currency Fixed Deposit to customers. Banks also offer promotional interest rates for fixed amounts and tenures from time to time.

    Additional features of fixed deposits include automatic renewal, overdraft facility, deposit insurance and more.

    Best interest rate for Singapore Dollar Fixed Deposit

    Maybank Singapore Dollar Time Deposit

    Choose from flexible deposit tenures between 1 month and 36 months with a minimum deposit amount of S$1,000. Get access to overdraft facility, premature withdrawal and automatic renewal of your Maybank fixed deposit.

    Here are the interest rates for Maybank Singapore Dollar Time Deposit:

    Fixed Deposit Tenure S$1,000 and up to  S$50,000 S$50,001 and up to S$99,999 S$100,000 and up to S$249,999 S$250,000 and up to S$999,999
    1 month* 0.2000% p.a. 0.2000% p.a. 0.2000% p.a. 0.2000% p.a.
    2 months 0.3000% p.a. 0.3000% p.a. 0.3000% p.a. 0.3000% p.a.
    3 months 0.3500% p.a. 0.3500% p.a. 0.3500% p.a. 0.3500% p.a.
    6 months 0.4000% p.a. 0.4000% p.a. 0.4500% p.a. 0.5000% p.a.
    9 months 0.5500% p.a. 0.5500% p.a. 0.6000% p.a. 0.6000% p.a.
    12 months 0.7000% p.a. 0.7000% p.a. 0.7000% p.a. 0.7500% p.a.
    18 months 0.9000% p.a. 0.9000% p.a. 0.9000% p.a. 0.9500% p.a.
    24 months 1.0000% p.a. 1.0000% p.a. 1.0000% p.a. 1.1000% p.a.
    36 months 1.2000% p.a. 1.2000% p.a. 1.2000% p.a. 1.2500% p.a.

    Note: *Minimum deposit for 1 month is S$10,000.

    CIMB SGD Fixed Deposit

    Choose a fixed deposit tenure starting from 1 month and up to 24 months with a low initial deposit amount of S$1,000. Enjoy automatic renewal of your CIMB fixed deposit account for the same tenure at prevailing interest rates.

    Here are the interest rates for CIMB SGD Fixed Deposit:

    Fixed Deposit Tenure Board Rates S$1,000 and S$99,999 Board Rates for S$100,000 and above
    1 month* 0.20% p.a. 0.20% p.a.
    2 months* 0.30% p.a. 0.30% p.a.
    3 months 0.35% p.a. 0.35% p.a.
    6 months 0.40% p.a. 0.50% p.a.
    9 months 0.55% p.a. 0.60% p.a.
    12 months 0.70% p.a. 0.75% p.a.
    24 months 1.00% p.a. 1.10% p.a.

    Note: *Minimum placement amount for 1 month and 2 months is S$5,000.

    RHB Fixed Deposit

    Choose a fixed deposit tenure starting from 3 months and extending up to 36 months. The minimum placement amount to open this fixed deposit is S$1,000. RHB fixed deposit comes with attractive features including an overdraft facility and Internet Banking service available 24 hours a day and 7 days a week.

    Here are the interest rates for RHB Fixed Deposit:

    FD Tenure 1 Month 2 Months 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
    Up to $49,999 0.2000% p.a. 0.3000% p.a. 0.3125% p.a. 0.3750% p.a. 0.5000% p.a. 0.6250% 0.8750% p.a. 1.1000% p.a. 1.2300% p.a.
    S$50,000 and up to S$99,999 0.2000% p.a. 0.3000% p.a. 0.3800% p.a. 0.4300% p.a. 0.5800% p.a. 0.7300% p.a. 0.9300% p.a. 1.1000% p.a. 1.2300% p.a.
    S$100,000 and up to S$249,999 0.2000% p.a. 0.3000% p.a. 0.3800% p.a. 0.5300% p.a. 0.6300% p.a. 0.7800% p.a. 0.9300% p.a. 1.2000% p.a. 1.2300% p.a.
    S$250,000 and up to S$499,999 0.2000% p.a. 0.3000% p.a. 0.3800% p.a. 0.5300% p.a. 0.6300% p.a. 0.7800% p.a. 0.9800% p.a. 1.2000% p.a. 1.2300% p.a.
    S$500,000 and up to S$999,999 0.2000% p.a. 0.3000% p.a. 0.3800% p.a. 0.5300% p.a. 0.6300% p.a. 0.7800% p.a. 0.9800% p.a. 1.2000% p.a. 1.2800% p.a.
    S$1 million and above 0.2000% p.a. 0.3000% p.a. 0.5000% p.a. 0.6500% p.a. 0.7500% p.a. 0.9000% p.a. 1.1000% p.a. 1.2500% p.a. 1.4000% p.a.

    Note: *1 month and 2 months deposit tenures are only applicable to commercial and corporate applicants.

    Bank of China (BOC) Time Deposit

    Fixed deposit tenures start from 1 month and extend up to 36 months. The minimum placement amount is S$5,000. Deposit insurance scheme is available for the BOC fixed deposit.

    Here are the interest rates for Bank of China (BOC) Time Deposit:

    Fixed Deposit Tenure 1 Month 3 Months 6 Months 9 Months 12 Months 24 Months 36 Months
    Up to S$19,999.99 0.175000% p.a. 0.300000 % p.a. 0.400000% p.a. 0.450000% p.a. 0.600000% p.a. 0.700000% p.a. 0.700000% p.a.
    S$20,000 and up to S$49,999.99 0.187500% p.a. 0.350000% p.a. 0.450000% p.a. 0.500000% p.a. 0.600000% p.a. 0.725000% p.a. 0.725000% p.a.
    S$50,000 and up to S$99,999.99 0.187500% p.a. 0.350000% p.a. 0.450000% p.a. 0.500000% p.a. 0.600000% p.a. 0.725000% p.a. 0.725000% p.a.
    S$100,000.00 and up to S$299,999.99 0.187500% p.a. 0.350000% p.a. 0.450000% p.a. 0.500000% p.a. 0.600000% p.a. 0.725000% p.a. 0.725000% p.a.
    S$300,000 and up to S$499,999.99 0.187500% p.a. 0.350000% p.a. 0.450000% p.a. 0.500000% p.a. 0.600000% p.a. 0.725000% p.a. 0.725000% p.a.
    S$500,000 and above 0.187500% p.a. 0.375000% p.a. 0.500000% p.a. 0.625000% p.a. 0.687500% p.a. 0.760000% p.a. 0.950000% p.a.

    Hong Leong Finance (HLF) Fixed Deposit

    Offers the lowest fixed deposit tenure starting from 1 week and up to 36 months. It also offers additional interest rate of 0.125% p.a. to senior citizens who hold a fixed deposit with HLF for a minimum tenure of 12 months. Minimum deposit tenure starts from S$500 onwards.

    Here are the interest rates for Hong Leong Finance (HLF) Fixed Deposit:

    Fixed Deposit Tenure Up to S$50,000 S$50,001 and up to S$99,999 S$100,000 and up to S$999,999
    1 month 0.1000% p.a. 0.3000% p.a. 0.3500% p.a.
    2 months 0.1000% p.a. 0.3000% p.a. 0.3500% p.a.
    3 months 0.1500% p.a. 0.6000% p.a. 0.6500% p.a.
    4 months 0.1500% p.a. 0.6000% p.a. 0.6500% p.a.
    5 months 0.1500% p.a. 0.6000% p.a. 0.6500% p.a.
    6 months 0.2500% p.a. 0.7500% p.a. 0.8000% p.a.
    8 months 0.2500% p.a. 0.7500% p.a. 0.8000% p.a.
    9 months 0.3000% p.a. 0.7500% p.a. 0.8000% p.a.
    10 months 0.3000% p.a. 0.7500% p.a. 0.8000% p.a.
    12 months 0.4500% p.a. 0.9500% p.a. 1.0000% p.a.
    13 months 0.4500% p.a. 0.9500% p.a. 1.0000% p.a.
    15 months 0.4500% p.a. 1.0000% p.a. 1.0500% p.a.
    18 months 0.6000% p.a. 1.0000% p.a. 1.0500% p.a.
    24 months 0.7000% p.a. 1.1000% p.a. 1.1500% p.a.
    36 months 0.7000% p.a. 1.2500% p.a. 1.3000% p.a.

    Compare & Review Best Interest Rate for Fixed Deposit in Singapore

    Here is a preview of best fixed deposit interest rates offered by banks in Singapore with a minimum deposit amount of S$5,000 for deposit tenure of 12 months.

    Fixed Deposit

    Interest Rate

    Features

    Maybank Singapore Dollar Time Deposit

    0.7000% p.a.

    Placement tenure – Between 1 month and 36 months.

    Minimum placement amount – S$1,000.

    Overdraft facility.

    Automatic renewal of account.

    Premature withdrawal.

    CIMB SGD Fixed Deposit

    0.7000% p.a.

    Placement tenure - Between 1 month and 24 months.

    Minimum placement amount - S$1,000.

    Automatic renewal of account.

    RHB Fixed Deposit

    0.6250%

    Placement tenure - Between 3 months and 36 months.

    Minimum placement amount - S$1,000.

    Overdraft facility.

    Internet Banking service 24/7.

    Bank of China (BOC) Time Deposit

    0.600000% p.a.

    Placement tenure – Between 1 month and 36 months.

    Minimum placement amount - S$5,000.

    Deposit insurance for fixed deposit.

    Hong Leong Finance (HLF) Fixed Deposit

    0.4500% p.a.

    Placement tenure - Between 1 week and 36 months.

    Minimum placement amount - S$500 onwards.

    Additional interest rate of 0.125% p.a. to senior citizens holding an FD of 12 months and above.

    Fixed Deposits from Top Banks
    Foreign Currency Fixed Deposits from Top Banks
    Currency Specific Fixed Deposit
    US Dollar Foreign Currency Fixed Deposit by Bank
    Australian Dollar Foreign Currency Fixed Deposit by Bank
    GBP Foreign Currency Fixed Deposit by Bank
    NZD Foreign Currency Fixed Deposit by Bank
    Euro Foreign Currency Fixed Deposit by Bank
    Canadian Dollar Foreign Currency Fixed Deposit by Bank
    Fixed Deposit Promotion by Banks
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