EZ-Link Cards are best for Singaporeans who commute using public transport on a daily basis face inconveniences including insufficient cash while traveling and/or forgetting to top up cards. In order to address this concern, banks have come up with credit cards that can be used as an e-wallet for public transport. This means that when your EZ-Reload balance goes down, it will be automatically topped up from your credit card account. This makes such cards very convenient to use.
If you are a frequent traveller by public transport, you might have come across the hassle of forgetting your EZ-Link card or not having sufficient money with you. Fortunately, there are many credit cards but ez reload cards serve primarily as an e-wallet for your public transportation needs. The important things you need to know about these credit cards are:
|Card Name||Annual Fee (p.a.)||EZ-Link Usage||Additional Benefits|
|DBS Live Fresh Card||S$128.40||Automatically registered for EZ-Reload. S$40 will be withdrawn from card account per top-up.||5% cashback on Visa payWave purchases and online shopping. 0.3% cashback on other purchases.|
|Citibank SMRT Card||S$192.60||For EZ-Reload auto top-up, no convenience fee charged. Up to 2% savings on EZ-Reload auto top-up transactions.||Up to 5% savings on groceries, coffee, fast food, online shopping, movies, recurring transactions and more.|
|Standard Chartered Unlimited Cashback Card||S$192.60||Has pre-enrolled EZ-Reload facility. The top-up amount is S$50 and convenience fee is S$0.25 for every top up.||1.5% cashback on all spends with no minimum spend requirement or cap. 3% cashback for all overseas spends for new customers with card approval before 30 June 2018).|
|POSB Everyday Card||S$192.60||Can be used as an EZ-Link card on MRT/bus rides.||Up to 6% cash rebate on groceries, health & beauty related purchases,medical spends, utilities and telecommunications bills.|
You can reload your EZ-Link credit card account by GIRO or by a card. When you choose this mode, you can enjoy top-ups for your debit and credit card accounts through GIRO. For this option, you can connect your EZ-Link card only to your POSB or DBS account. When you select the EZ-Reload facility by card, an EZ-Link card will have EZ-Reload with the help of a card. When you want to modify the automatic recharge amount, you will be required to deactivate your EZ-Reload facility from your system and then apply again.
Simply visit the website of the bank whose card you want to sign up for. Navigate to the name of the card and click on “apply now”. You will be redirected to another page where you will be required to fill in the details like personal details and income details among others. You could also go to the bank’s local branch and start your application process. Make sure to carry your identity and income documents with you for faster processing.
To activate EZ-Link Reload through GIRO, you can do it with the help of My EZ-Link Mobile App or GTM. For this, you will have to keep your AXS receipt that has your ARN number and your EZ-link card ready. To activate EZ-Link Reload through card, you will need your AXS receipt with your ARN number. This is for activating through My EZ-Link Mobile app. When you want to activate at any GTM, you will need your AXS receipt with the ARN number and your EZ-Link card.
You can deactivate your existing EZ-Link Reload service on your card by visiting a TransitLink Ticket Office. Here, you will have to submit your EZ-Link card and your NRIC if you are a Singaporean or a passport if you are a foreigner.
In order to choose the right card, you must:
Let’s understand the benefits of using these cards:
EZ-Link credit cards are most beneficial to those who regularly use public transportation in Singapore, those who do not wish to carry a lot of cash on a daily basis to pay for local transport, and those who wish to use their credit card for all other daily expenses.
Credit cards for EZ-Link Top-Up are easy to use and they simplify your transportation.
The following are the things to keep in mind before getting such cards: