• Credit Card BYTES FROM OUR KITCHEN

    Best Lifestyle Credit Cards offered by BOC

    Credit Card Application

    If you are looking for a lifestyle credit card from Bank of China (BOC), you might want to consider BOC World Mastercard Card and BOC Great Wall Platinum Mastercard Card. These two cards are specifically designed to match your lifestyle requirements, offering exclusive benefits and privileges at golf courses, spas, and clubs in Singapore and outside.

    Take a look at these BOC Credit cards in detail, including their key features and benefits, interest rates, annual charges, and more.

    Features and Benefits

    BOC World Mastercard Card

    • Golf course reservation assistance: Let 24/7 lifestyle experts at BOC take care of all your golf course reservation work. These experts can also help you with a variety of other tasks, including dining reservations, gift or flower deliveries, and buying event/concert tickets.
    • Starwood Preferred Guest membership upgrade: With this card, you will get complimentary upgrade to your membership status at Starwood Hotels & Resorts. Spend just one night at any Starwood Hotels & Resorts property in Asia Pacific and get your membership status upgraded to Gold. With Gold membership, which is normally given after 25 paid nights, you will enjoy room upgrades, 4:00 p.m. check-out, and 50% extra Starpoints.
    • 3x rewards: You will earn 3x rewards points on all your overseas spending with this card.
    • Zero interest instalments: Keep your finances under control by converting your local and overseas purchases into easy, interest-free instalments. You can choose from repayment tenures of 6, 12, 24, and 36 months. You will have to spend at least S$500 on your BOC card to enjoy this benefit. Processing fee will be applicable.
    • Annual fee waiver: There is a 2-year waiver on annual membership fees of this card.

    BOC Great Wall Platinum Mastercard Card

    • Golf privileges: Enjoy Platinum golf privileges at some of the most popular golf courses across Asia. In addition, you will get discounts at select clubs.
    • 3x bonus points: On all your overseas spending, you will earn 3x reward points that can be redeemed for anything you wish to, including gadgets, merchandise, cash rebates, and dining vouchers.
    • Exclusive privileges in China, Singapore, Macau, and Hong Kong: The card gives you access to a wide range of shopping, entertainment, dining, hotels, and travelling deals at more than 17,000 merchants in China, Singapore, Macau, and Hong Kong.
    • 0% interest instalments: You will have the flexibility to manage your finances with this card. It lets you convert your retail purchases into 0% interest instalments ranging from three months to 18 months.
    • Additional line of credit: With this card, you will get complimentary personal line of credit ‘MoneyPlus’ that offers an additional credit limit of up to two times your monthly income. You can borrow money through this line of credit at an interest rate of 16.88% p.a.

    Interest Rates

    If you don’t pay off your outstanding balance on or before the due date, you will be charged interest at an effective rate of 25.88% p.a., subject to a minimum charge of S$3. There will be no interest if you make your bill payment by the due date and if there is no outstanding balance from your previous statements.

    Fees and Charges

    Product/Item Fees and charges
    Annual fee for the BOC World Mastercard Card

      • Principal card – S$190 (2-year fee waiver)

      • Supplementary card – S$95

    Annual fee for the BOC Great Wall Platinum Mastercard Card

      • Principal card – S$190

      • Supplementary card – S$95

    Interest rate 25.88% p.a.
    Cash advance fee S$20 or 6% of the withdrawn amount, whichever is higher
    Interest charged on cash advance 28% p.a., subject to a minimum charge of S$3
    Late payment fee 5% per month of the minimum payment amount or S$100 per month, whichever amount is higher
    Foreign currency transaction fee

      • BOC’s administrative fee: 1.5% of the amount of transaction

      • Mastercard fee: Additional 1% of the amount of transaction

    Dynamic Currency Conversion fee 1% of the converted transacted amount

    Eligibility Criteria

    BOC World Mastercard Card

    • You must be at least 21 years old if you are the primary applicant or at least 18 years old if you are a supplementary applicant.
    • Your annual income must be at least S$80,000.

    BOC Great Wall Platinum Mastercard Card

    • You must be at least 21 years old if you are the primary applicant or at least 18 years old if you are a supplementary applicant.
    • Your annual income must be at least S$30,000 if you are a Singaporean or at least S$60,000 if you are a foreigner.

    Documents Required

    Salaried employees

    • A copy of NRIC
    • Latest Income Tax Notice of Assessment
    • Recent computerised payslip/Latest six-month CPF statement

    Self-employed individuals

    • A copy of NRIC
    • Latest 12-month CPF statement/Income Tax Notice of Assessment for last two years

    Foreigners

    • A copy of passport
    • A copy of employment pass (with validity of minimum nine months)

    How to Apply for Bank of China Lifestyle Credit Cards?

    To apply for any BOC lifestyle credit card, you can download an application form from the bank’s website. After filling in all the details, you will have to send it to the bank, along with all required supporting documents. You can call BOC’s 24-hour Hotline at 1800-338-5335 to track the status of your application. BOC generally takes about two weeks to process a credit card application. However, upon request, the bank can accelerate your application processing.

    How to cancel BOC Lifestyle Cards?

    You can request cancellation of your BOC lifestyle credit card by calling the bank’s 24-hour customer service Hotline at 1800-338-5335. Alternatively, you can visit any nearest branch of the bank to request cancellation of your card. Make sure you have paid off all your outstanding dues before asking for cancellation of the card.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.