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    BOC Credit Card Singapore

    Bank of China has become a staple in banking in Singapore. Established in China in 1912, this state owned bank has only been growing in the number of consumers it serves and the products it offers. The bank has moved to over 41 countries around the globe and concentrate mainly on consumer banking in Singapore. The bank follows a policy of putting its customers first and this is evident when you take a look at their credit cards and see how each card targets a specific use and consumer category.

    The credit cards from BOC might be their best-selling product in Singapore simply because of the simplicity, convenience and benefits they provide. BOC credit cards come with high level of global acceptance, making for an apt travel partner as well. These cards are very affordable and they even offer a credit card which has no annual fee whatsoever. The main purpose of these cards are for daily use and as such the different type of credit cards one can find are grocery cards, dining cards and Best BOC Credit Cards for Rewards in Singapore. This doesn’t mean they can’t be used for other expenses, BOC even offers a dual currency card that allows cardholders’ to be billed or pay in currency of their choice.

    BOC credit cards pride themselves in giving straightforward and practical benefits at affordable rates and as such are devoid of fancy bells and whistles. The BOC Chinese Scholars & Students Association Platinum Elite Card is the only card that offers joining promotions of vouchers worth S$1000.

    Bank of China is one of the popular banks in Singapore. The bank offers several credit cards for specific purposes. Get exclusive promotions, rewards, and perks by going for any of the numerous BOC credit cards. Make use of this card for all kinds of purchases to enjoy benefits in Singapore as well as in foreign countries.

    Best BOC Credit Cards in Singapore

    Here are the details regarding the top credit cards offered by BOC in Singapore:

    Card name Joining fee Annual fee Suitable for Joining perks
    BOC Family Card S$0 (Annual fee waived for the first year) S$150 Dining, grocery purchases, online purchases, hospital bills, utility bills -
    BOC Visa Infinite Card S$0 (Annual fee waived for the first year) S$350 Dining, overseas purchases, travel -
    BOC UnionPay Dual Currency Debit Card - - Overseas purchases, travel -
    BOC Dual Currency Diamond Card S$0 (Annual fee waived for the first 2 years) S$150 Overseas transactions, travel, dining, shopping, golfing -
    BOC Shop! Card S$0 (Annual fee waived for the first 2 years) S$150 Online purchases, grocery shopping, shopping -
    BOC F1RST Card S$0 (Annual fee waived for the first 2 years) S$300 Shopping -
    BOC Travel Card S$0 (Annual fee waived for the first 2 years) S$150 Travel, dining, golfing -
    BOC Great Wall Platinum Card (MasterCard) S$150 S$150 Shopping, entertainment, dining, travel, golf -
    BOC SCCCI Great Wall Affinity Card Platinum - - Travel, shopping, overseas purchases -
    BOC Chinese Scholars & Students Association Platinum Elite Card - Waived permanently Shopping, travel Vouchers worth S$1,000

    Types of Bank of China Credit Cards Available in Singapore

    Best BOC Credit Cards to Buy Groceries in Singapore

    BOC Family Card

    • This card will give you 5% cash rebate when you buy groceries and other goods from supermarkets.
    • BOC Family card is very useful for paying your Telco bills as it offers a cash rebate of 1%.
    • It gives a cash rebate of 5% for the first 4 recharges made via NETS FlashPay Auto Top Up.

    BOC Shop! Card

    • When you use BOC Shop Card for shopping at department stores, you will receive a cash rebate of 1%.
    • If your monthly statement is higher than S$1,000, you will receive cash rebate of 1%. If your total expenses for a month is worth S$1,000 and below, you can enjoy a cash rebate of 0.5%.
    • With BOC Shop Card, you will get a cash rebate of up to S$80 on a monthly basis.

    Best BOC Credit Cards for Dining in Singapore

    BOC Visa Infinite Card

    • This card will give you special dining privileges. Get 50% discount for 2 individuals, 33% discount for 3 individuals, 25% discount for 4 diners and 20% discount for 5 diners and more.
    • Get up to 20% discount at Singapore Marriott Tang Plaza Hotel – Marriott Café and Wan Hao Chinese Restaurant on spending with BOC Visa Infinite Card

    BOC Family Card

    • With this card, you can dine locally as well as overseas and get up to 7% cash rebate.
    • It comes with an annual fee waiver for the first year.
    • Supplementary cards taken along with this card will give you a 2% extra cash rebate on eligible spends.

    BOC Dual Currency Diamond Card

    • You will get exclusive discounts at selected restaurants on dining when you use this card.
    • This card is great for making overseas purchases as you do not have to pay foreign transaction fees.
    • You can enjoy golfing privileges with BOC Dual Currency Diamond Card

    BOC Shop! Card

    • This card gives a monthly cash rebate of 1% when you spend more than S$1,000 on other expenses including dining.
    • You will get a cash rebate of 0.5% when you spend S$1,000 with BOC Shop Card.

    BOC Travel Card

    • When you travel abroad with BOC Travel Card, you will receive special discounts on dining at certain restaurants.
    • You will get exclusive dining offers at restaurants in Hong Kong, Mainland China, and Macau.

    BOC World MasterCard

    These are some of the key features and benefits of this card:

    • With this card, you can enjoy good discounts on your dining experiences.
    • You can also get special lifestyle privileges such as wellness services and room upgrades at exotic hotels and credit cards.
    • You can also enjoy special reservations at golf courses with BOC World Master Card.
    • You can get event tickets with the help of the 24-hour concierge provided by the bank.
    • When you use this card abroad, you will get 3X Reward Points.

    BOC Chinese Scholars & Students Association Platinum Elite Card

    These are some of the key features and benefits of this card:

    • This card will give you Travel Safe at a discount of 35% that is offered by China Insurance.
    • You can enjoy awesome hotel room rates with discounts and complimentary benefits with BOC Chinese Scholars & Students Association Platinum Elite Card.
    • You will get bonus points whenever you make purchases while travelling abroad.

    Best BOC Credit Cards for Rewards in Singapore

    BOC Great Wall Platinum Card (MasterCard)

    These are some of the key features and benefits of this card:

    • Whenever you use this card for purchases abroad, you will get 3X Bonus Points. You can use these points to get cash rebates, merchandise, technical gadgets, and retail products.
    • You will get special golf benefits.
    • When you travel to Hong Kong, Singapore, China, or Macau, you can use this card to receive several special deals for shopping, travel plans, entertainment, dining, etc.
    • BOC Great Wall Platinum Master Card offers a free personal line of credit known as MoneyPlus. With this facility, you will be able to get cash at a very low interest rate of 16.88% p.a.
    • If you are looking for immediate cash for emergency purposes, you only need to call 1800 338 5335 for quick support.

    Requirements to Apply for BOC Credit Cards in Singapore

    • Eligibility criteria for residents
      • Income criteria
        • The annual income should be at least S$30,000.
      • Age criteria
        • The applicant’s age should be at least 21 years in order to apply for a primary credit card.
        • To apply for a supplementary card, the applicant’s age should be at least 18 years old.
      • Documents required:
        • Most recent Income Tax Notice of Assessment
        • Most recent CPF Statement of Account
        • Most recent payslip
        • A photocopy of your NRIC
    • Eligibility criteria for foreigners
      • Income criteria
        • The annual income should be at least S$60,000.
      • Age criteria
        • The applicant’s age should be at least 21 years in order to apply for a primary credit card.
        • To apply for a supplementary card, the applicant’s age should be at least 18 years old.
      • Documents required
        • A copy of your valid employment pass and your passport

    How to Activate BOC Credit Card for Normal & Overseas Use?

    For normal use:

    To use your BOC credit card for the first time, you will have to activate it by contacting the bank’s hotline at 1800 338 5335 or +65 6338 5335 for assistance.

    For using your card abroad:

    To use your BOC credit card for making overseas purchases, you will have to call the bank’s hotline at 1800 338 5335 or +65 6338 5335. You will then have to key in ‘3’ to get help for credit card related issues. You will then have to enter your credit card number. Next, you have to enter your phone PIN. Then, you will have to enter ‘3’ to use your card for buying anything in foreign countries. You will then have to key in ‘1’ to choose your credit card activation period for overseas purchases. You will then be able to use your card right after it is activated. In order to maintain security, you can deactivate your credit card once you are back from your foreign trip.

    How to Cancel your BOC Credit Card?

    You can cancel your BOC credit card by calling the credit card hotline at 1800 338 5335 or +65 6338 5335. You may also send an email to the official email ID of the bank to inform them that you want to cancel the card.

    BOC Credit Card 24/7 Hotline Number

    You can reach out to BOC for any query related to your credit card by calling them at 1800 338 5335. If you are not in Singapore, you can contact the bank at (65) 6338 5335

    News about Bank of China Credit Cards

    • Smart Transfer announces launch of all new money transfer application

      Smart Transfer recently announced the launch of its cross-country mobile payment service application that allows users to transfer funds to each other in different currencies at no transaction cost. The app allows users to make international transactions with a few clicks to bank accounts across countries. The app also uses email IDs, phone numbers and social media to carry out international transactions.

      A rather impressive feature of the app is that it also allows users to make contactless payments through the QR payment method. Users can seamlessly transfer money to retail and other merchants through the contactless payment system.

      International bank transactions typically take about 3 to 5 working days for transferred funds to reflect in the destination account. With Smart Transfer, however, transactions are processed immediately and funds are received within a few seconds – a huge advancement from the conventional form of payments, especially international transactions. The app is integrated with the software architecture of banks and payments are carried out instantly through cross-matching engine employed by the software.

      The highly effective model also has an embedded chatbot that seamlessly enables users to raise queries and concerns, increasing transparency and efficiency. The chatbot feature uses Artificial Intelligence Powered language processing to make conversations seamless beyond measure.

      22nd September 2017

    • Bank of China Launches New Grocery Credit Card With Sheng Siong

      Bank of China (BOC) has launched a new credit card in partnership with premier department store Sheng Siong. The contactless credit card, known as BOC Sheng Siong Credit Card, will give customers cash rebate of up to 12% at the stores.

      Sheng Siong customers can enjoy the highest cash rebate among credit cards in their stores, allowing them to save 12% on groceries if they spend at least S$400 on non-Sheng Siong spends as well. The maximum cash rebate that can be earned at Sheng Siong per month is S$70.

      You also get 5% cash rebate on taxi rides (Uber and Grab) without any cap on cashback or a minimum spend requirement. Overseas transactions are eligible for 1% blanket cash rebate, while all other retail spends will earn 0.3% cash rebate.

      BOC is the only Chinese bank in Singapore that has credit cards on all 3 major payment networks – Visa, MasterCard and UnionPay.

      31st July 2017

    • BOC Changes Credit Card Annual Fees

      Bank of China Singapore has amended its credit card and MoneyPlus annual fees. BOC credit cards – except BOC Visa Infinite and BOC Corporate Credit Card – will now have an annual fee of S$190 for the primary card and S$95 for the supplementary cards. The annual membership fee for MoneyPlus has been changed to S$100.These numbers are excluding GST, which means that 7% of the fee amount will be added when the total charges are levied.

      You can contact the bank’s 24x7 customer service hotline for more clarity on the charges.

      30th June 2017

    • BOC to Suspend Credit Card Services Temporarily

      Bank of China has announced that credit card services will not be available to its customers on 19 Feb 2017 between 3 am and 4 am. The disruption will result from their plan to upgrade their systems. Normal services should resume soon afterwards and in case of questions, customers can get in touch with the bank by calling on 1800 338 5335.

      17th February 2017

    • BOC Tax Payment Program Promotion

      Runtime: This is an ongoing promotional offer and it will continue till December 31, 2016.

      Particulars: You can get shopping vouchers worth S$50 when you apply for the Bank of China Tax Payment Program. Only the first 300 card members who qualify can apply for this program. For a one-time payment, the processing fee is 1%. For a tenure of 12 months, the processing fee is 2%. For a tenure of 24 months, the processing fee is 3.5%. You can enjoy great financial flexibility with this particular tax payment program offered by Bank of China.

      There are exclusive offers for Bank of China Family Card holders. The supplementary cardholder can avail 0.2% less for every tenure. One-time processing fee is 0.8%. For a tenure of 12 months, the processing fee is 1.8%. For a tenure of 24 months, the processing fee is 3.3%.

      With a minimum amount of S$2,888 and a tenure of 12 months, you can enjoy Takashimaya Vouchers worth S$20 when you sign up for Bank of China Tax Payment Program. With a minimum amount of S$2,888 and a tenure of 24 months, you can enjoy Takashimaya Vouchers worth S$50 when you sign up for Bank of China Tax Payment Program.

      Terms and Conditions

      There are several terms and conditions of this particular promotional offer. These are as follows:

      • Only the first three hundred card members who qualify for this program with a minimum loan amount of S$2,888 for a tenure of twelve or twenty four months are eligible.

      • If you meet the eligibility criteria, the bank will send the gift to you by mail within a period of 2 months.

      • During the promotional period, each cardmember can only avail 1 voucher.

      Please get in touch with the Oversea Chinese Banking Corporation to know more about the terms and conditions of this particular promotional offer.

    • BOC 0% Interest Plan Promotion

      Runtime: This is an ongoing promotional offer. This will continue till December 31, 2016.

      Particulars: This promotional offer is valid for all the credit card members of Bank of China. There are two plans with which you can avail 0% instalment plan.

      • Purchase Instalment Plan – With this particular instalment plan, you can enjoy immense freedom and flexibility as you can convert all the purchases that you made overseas or locally to interest free instalment schemes. The tenure of these instalment payments can range between 6 months and 24 months. For a retail spend of minimum S$300, the processing fee for a tenure of six months or nine months would be 2%. For a tenure of twelve months, the processing fee would be 3% and for a tenure of twenty four months, the processing fee would be 5%. You can choose to call the bank to apply for the Purchase Instalment Plan or you can also apply on the website of the bank to download the form and then send it to the bank by mail after filling it in properly.

      • Statement Instalment Plan – With the Statement Instalment Plan, you can convert the credit statement of a minimum amount of S$500. The processing fee for a tenure of twelve months is 4.5% and the processing fee for a tenure of 24 months is 8%. You can choose to call the bank to apply for the Purchase Instalment Plan or you can also apply on the website of the bank to download the form and then send it to the bank by mail after filling it in properly.

      Terms and Conditions

      There are several terms and conditions for this promotional offer. They are as follows:

      • Bank of China has all rights to reject a Statement Instalment Plan or Purchase Instalment Plan without giving any reason.

      • The Purchase Instalment Plan and the Statement Instalment Plan is not applicable for Fund Transfer, Cash Advance, etc.

      To know more about the terms and conditions of this particular promotional offer, please get in touch with the bank.

    • BOC Tax Payment Program Promotion

      Runtime: 1 May, 2016 to 31 December, 2016

      Particulars: Get shopping voucher of up to SGD 50 when you apply for BOC Tax Payment Program, if you are one of the first 300 qualified credit cardholders. For one-time payment, the processing fee is 1 percent; for payment of 12 months, the processing fee is 2 percent; and for 24 months, the processing fee is 3.5 percent.

      • When you sign up for the BOC Tax Program now, you will receive gift vouchers as follows:

      • With a minimum amount of SGD 2,888 and 12 months tenure, you will receive Takashimaya Vouchers worth SGD 20.

      • With a minimum amount of SGD 2,888 and 24 months tenure, you will receive Takashimaya Vouchers worth SGD 50.

      Terms and Conditions

      This offer is valid only for the first 300 qualified credit cardholders. The gift items will be sent by postal mail by BOC. Others terms and conditions might be applicable for this promotion.

    • BOC Credit Card and MoneyPlus Promotion

      Runtime: 1 Mar, 2016 to 30 Apr, 2016

      Particulars: Get Gift Vouchers of Resorts World Sentosa worth SGD 50 when you apply for MoneyPlus along with BOC Credit Card. You will need to charge a minimum amount of SGD 50 to your credit card within 1 month of the card being approved.

      Terms and Conditions

      The offer is applicable only on BOC Travel Card (Or BOC Dual Currency Diamond Card0, BOC Shop! Card and BOC Great Wall MasterCard (Or BOC World MasterCard). Please contact the bank to know about all the applicable terms and conditions for this promotion.

    • Promotion for BOC Salary Credit

      Run Time – This is an ongoing promotional offer and this will continue till 30th June, 2016

      Particulars – With the BOC salary credit promotion, you can avail a NETS Flash Pay card that is worth SGD 100. This offer is only valid till the stocks last.

      Terms and Conditions –

      Please, contact the bank to know more about the terms and conditions of this particular promotional offer.

    • BOC 0 percent Instalment Plan

      Run Time – This is an ongoing offer. This will continue till 31st March, 2016

      Particulars – Tier 1 : You can avail cashback of SGD 50 when you charge your BOC card for SGD 1588 or above on twelve months or twenty four months BOC zero percent IPP transaction.

      Tier 2 : You can avail cashback of SGD 100 when you charge your BOC card for SGD 2888 or above on twelve months or twenty four months BOC zero percent IPP transaction.

      Participating merchants are Best Denki, Audio House, Mind Champs, Epi Centre, CITISPA, Ultimate Spa, Vincent Watch, Tian Po Jewelry, Star Furniture, OSIM, Spa Infinity.

      Terms and Conditions –

      Please, get in touch with the bank to know more about the terms and conditions of this promotional offer.

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