Bank of China, or BOC as it is commonly known, makes paying your credit card bills convenient. Apart from making enquiries and online payments, you can also track different cards to keep an eye on your bills and payments. Here are some features the bank has, to manage your payments well:
Past Statement: Verify the status of your billed card transactions for the past 12 months.
Outstanding Statement: Monitor your cards and check the status of unbilled transactions.
Instalment History Enquiry: View the history of your card instalments.
Account Information: View all the details of your cards online, including reward points, the available withdrawal limit, the available credit line, and dues.
Ways to Pay BOC Credit Card Bills
BOC makes tracking your credit cards and managing your own bills less burdensome. It offers the following options for bill payments:
There are 3 options for online payment:
Active Repayment: Using GIRO, transfer funds from your debit card to pay your bill every month.
Automatic Repayment: You can authorise the bank to deduct a minimum amount or full amount automatically from your debit card and settle your card bill. This happens through GIRO. Simply fill in the form and send it to the bank to apply for GIRO.
Credit Card Repayment: Make a one-time payment to settle all your card dues. Use the online banking account linked to your savings or current account.
Bank of China also offers other modes of settling your dues:
- Cash payments
- Telephone banking
- Money order or cheque drawn on any bank in Singapore.
- Pay through AXS machines. Use only Singapore currency.
Credit Card Bill Payment features offered by BOC
Credit Card Repayment Setting:
You no longer have to manage your own credit card bill payments. You have the option of choosing your preferred payment method of payment for your credit cards and pay all your credit card bills online. Find below the different types of repayments offered on BOC Credit Cards:
Active Repayment – You have the option of transferring funds from any of your active debit cards to make payments on your credit cards on the basis on your monthly statement records through GIRO.
Automatic Repayment – You have the option of choosing between minimum repayment and full repayment methods. Once you have chosen your payment method option, the bank will be authorized to deduct the same from your active debit card before the date of maturity every month through GIRO.
Credit Card Repayment - You can choose to make a onetime payment on the outstanding balance on your credit card/s.
Other features offered by BOC that can help with your credit card bill payments are as follows:
Past Statement – This feature allows you to review your unbilled transactions for the past 12 months on your credit card/s.
Outstanding Statement – This feature allows you to track the status of your credit card’s unbilled transactions.
Account Information – You can view all your credit card details online such as your reward points, your available credit limit and withdrawal limit, book balance etc.
Instalment History Enquiry – You can track your credit card’s instalment history.
Things to Keep in Mind About Credit Card Bill Payments
- Never send cash by mail.
- Cash payments should be made only at the main and sub-branches of BOC.
- You will be charged any other costs incurred while processing the bills and payments. Payments made in forms other than Singapore Dollars will not be recognised until converted into Singapore Dollars.