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    Bank of China is a state owned bank offering financial solutions and banking products to many countries across the globe. It is among the top largest banks in the world and also the second largest lender in the People’s Republic of China. The bank’s stellar performance has led to its ranking among the Big 4 Banks in China with bank branches all across Tokyo, Hong Kong, New York and many more. Bank of China Singapore opened on June 15th, 1936 and awarded the Qualifying Full Bank license. Bank of China has a history on the island of more than 70 years and is also the first choice for Chinese nationals making a living there due to the ease of financial services that focus on remitting money to China. Bank of China has also played an integral role in promoting bilateral relations between China and Singapore.

    Overview of Bank of China Cashback Credit Cards

    Bank of China provides an array of credit card choices that help earn cashback and cash rewards on diverse purchases. Bank of China credit cards that provide cash back are as follows –

    • BOC Shop! Card
    • BOC F1RST Card
    • BOC Family Rebate Card

    BOC Shop! Card

    The BOC Shop! Card offers exclusive shopping rewards when you use this credit card to make purchases.

    Cash Rebates on your BOC Shop! Card

    • You will earn 1% cash rebate on all your purchases.
    • You will earn cash rebate at the rate of 1% cash rebate when you spend above SGD 1000 per month as reflected on your monthly statement.
    • You will earn cash rebate at the rate of 0.5% cash rebate when you spend below SGD 1000 per month as reflected on your monthly statement.
    • You will enjoy an annual fee waiver on the principal credit card for the first 2 years on purchase of this credit card.

    Eligibility Criteria for BOC Shop! Card

    • Singapore Citizens (SCs), Singapore Permanent Residents (PRs) and Foreigners are eligible to apply for this credit card.
    • The principal credit card applicant must be at least 21 years of age and above.
    • The supplementary credit card applicant must be at least 18 years of age and above.
    • Singapore Citizens (SCs) and Singapore Permanent Residents (PRs) must have a minimum annual income of SGD 30, 000 and above. Foreigners must have a minimum annual income of SGD 60, 000 and above.

    Complimentary BOC Family Rebate Card

    On purchase of a BOC Shop! Card, you will receive a BOC Family Rebate Card absolutely free of charge. The BOC Family Rebate Card will offer you the following cashback and cash rebate privileges –

    • You will earn 1% cash rebate on all your everyday purchases on this credit card.
    • You will enjoy an annual fee waiver on the principal credit card for the first 2 years.

    BOC F1RST Card

    The BOC F1RST Card offers exclusive privileges and additional perks when you use this credit card to make purchases.

    Cash Rebates on your BOC F1RST Card

    • You will enjoy cash rebate at the rate of 0.5% of your total bill amount as reflected on your monthly statement.
    • The cash rebate is applicable for a maximum purchase amount of SGD 500 per month.
    • You will enjoy an annual fee waiver on the principal credit card for the initial 2 years.

    What are the eligibility criteria for BOC F1RST Card?

    • Singapore Citizens (SCs) and Singapore Permanent Residents (PRs) are eligible to apply for this credit card.
    • Students applying for this credit card must be a minimum age of 18 years. There is no minimum income requirement for students.
    • Working adults for this credit card must be a minimum age of 21 years. The minimum income requirement for working adults is SGD 18, 000 per annum.

    BOC Family Rebate Card

    The BOC Family Rebate Card takes care of the everyday needs and wants of your family be it shopping, dining, recreation, enrichment or travel. This credit card makes your purchases affordable with the packaged deals and offers that it comes with.

    Cash Rebates on your BOC Family Rebate Card

    • Earn up to 1% cash rebate on all your everyday purchases.
    • You will earn cash rebate at the rate of 1% on a minimum purchase amount of above SGD 1000 on your bills as reflected on your monthly statement.
    • You will earn cash rebate at the rate of 0.5% on a minimum purchase amount of below SGD 1000 on your bills as reflected on your monthly statement.
    • The maximum monthly cash rebate that you can earn is capped at SGD 100 per month.
    • You will enjoy an annual fee waiver on the principal credit card for the first 2 years.

    Complimentary BOC Shop! Card

    • Up to 1% cash rebate on all purchases.
    • Annual fee waiver for the first 2 years.

    Eligibility Criteria for BOC Shop! Card

    • Singapore Citizens, Singapore Permanent Residents and Foreigners are eligible to apply for the BOC Shop! Card.
    • The principal credit card applicant must be at least 21 years old or above.
    • The supplementary credit card applicant must be at least 18 years old or above.
    • Singapore Citizens and Singapore Permanent Residents must have a minimum annual income of SGD 30, 000 or above. Foreigners must have a minimum annual income of SGD 60, 000 or above.

    Annual Fees and Charges for ALL BOC Cashback Credit Cards

    • Principal Card - The annual fee for the principal card is SGD 150.
    • Supplementary Card - The annual fee for the principal card is SGD 75.

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  • Frequently Asked Questions

    1. On what purchases will I receive the 1 cash rebate when I use my BOC Shop! Card to pay for transactions?
    2. You will receive cash rebate at the rate of 1% on all transactions when your total bill amount exceeds SGD 1000 per month as reflected in your monthly statement. For purchases below this amount at the end of the month, you will receive 0.5% cash rebate on your transactions made using your the BOC Shop! Card.

    3. If I am below 21 years of age, can I still apply for the BOC Shop! Card?
    4. Yes. For applicants who are below the age of 21 but at least 18 years old or above, can apply as a supplementary applicant of the BOC Shop! Card.

    5. Is there a minimum income requirement for students applying for the BOC F1RST Card?
    6. No. Students who are at least 18 years of age can apply for the BOC F1RST Card without having to fulfill any minimum income criteria.

    7. Are foreigners eligible to apply for the BOC F1RST Card?
    8. No. Only Singapore Citizens (SCs) and Singapore Permanent Residents (PRs) and eligible to apply for the BOC F1RST Card.

    9. Is there a cap to what cash rebate I can earn on my BOC Family Rebate Card?
    10. Yes. You will earn cash rebate at the rate of 1% when you spend more than SGD 1000 per month on your bills as reflected on your monthly statement. You will earn cash rebate at the rate of 0.5% when you spend less than SGD 1000 per month on your bills as reflected on your monthly statement. The cash rebate that you can earn per month is capped at SGD 100.

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