AVIVA provides three different plans to choose from - Travel Prestige, Travel Plus, and Travel Lite. All three plans provide different assured amount against each feature. The comprehensive travel insurance policy has several extensive sets of features covered, tailored to meet your very requirements.
Coverage and the limits
Let’s look at the the coverage limit for each plan corresponding to the specific feature under this insurance plan.
Cover for medical emergency
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Expenses of medical nature in Singapore | S$80,000 | S$50,000 | S$10,000 |
Medical expenses arising overseas | Unlimited | S$2 million | S$250,000 |
Reimbursement for medical-aid | S$5,000 | S$3,000 | S$1,000 |
Medical evacuation in case of emergency | Unlimited | S$2 million | S$250,000 |
Emergency medical expenses related to pregnancy when you’re overseas | S$8,000 | S$5,000 | S$1,000 |
Dental expenses due to accident when you’re overseas | S$8,000 | S$3,000 | S$1,000 |
Dental expenses due to accident when you’re in Singapore | S$8,000 | S$3,000 | S$1,000 |
Mortal remains’ repatriation | Unlimited | S$500,000 | S$30,000 |
Hospital income when you’re overseas | S$50,000 (You get S$200 for each day of hospitalisation abroad) | S$50,000 (You get S$200 for each day of hospitalisation abroad) | S$10,000 (You get S$200 for each day of hospitalisation abroad) |
Hospital income related to ICU when you’re overseas | S$50,000 (You get S$400 for each day of hospitalisation abroad) | This is not covered | This is not covered |
Hospital income when you are in Singapore | S$6,000 (You get S$200 for each day of hospitalisation abroad) | S$1,000 (You get S$100 for each day of hospitalisation abroad) | S$600 (You get S$100 for each day of hospitalisation abroad) |
Treatment from a chiropractor | S$1,000 | S$500 | S$250 |
Telephone expenses in case of an emergency | Actual cost | S$250 | S$100 |
Coffin and funeral expenses related reimbursement | S$20,000 | S$12,000 | S$12,000 |
Expenses pertaining to hospital visit | S$25000 | S$10,000 | S$3,000 |
Expenses pertaining to compassionate visit | S$25000 | S$10,000 | S$3,000 |
Quarantine allowance due to infectious diseases when you are overseas | S$500 (You get S$50 for each day) | S$300 (You get S$50 for each day) | This is not covered |
Quarantine allowance due to infectious diseases in Singapore | S$500 (You get S$50 for each day) | S$300 (You get S$50 for each day) | This is not covered |
Childminder expenses | S$25000 | S$10,000 | S$3,000 |
Protection against personal accident
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Death due to accident | S$500,000 | S$100,000 | S$50,000 |
Double indemnity for death caused in public transport | S$1 million | S$200,000 | This is not covered |
Permanent disablement due to accident | S$500,000 | S$100,000 | S$50,000 |
Permanent disablement and death by accident caused due to war | S$500,000 | S$100,000 | S$50,000 |
Benefit against accidental burn | S$500,000 | S$100,000 | S$50,000 |
Benefit for family support | S$8,000 | This is not covered | This is not covered |
Benefit for child education (S$5,000 provided each year for a period of up to 5 years) | S$25,000 | This is not covered | This is not covered |
Cover for travel inconveniences
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Cancellation of trip | S$20,000 | S$15,000 | S$5,000 |
Cancellation of trip due to any reason | S$5,000 | S$5,000 | This is not covered |
Change in travel dates caused by any reason | S$3,000 | S$2,000 | This is not covered |
Postponement of trip | S$3,000 | S$2,000 | S$1,000 |
Singapore return due to trip interruption | S$15,000 | S$8,000 | S$3,000 |
Change in travel itinerary due to trip interruption | S$3,000 | S$2,000 | S$1,000 |
Late departure | S$2,000 (You get S$100 for every 6-hours delay) | S$1,000 (You get S$100 for every 6-hours delay) | S$1,000 (You get S$100 for every 6-hours delay) |
Diversion in travel plans | S$2,000 (You get S$100 for every 6-hours delay) | S$1,000 (You get S$100 for every 6-hours delay) | S$1,000 (You get S$100 for every 6-hours delay) |
Luggage delayed | S$2,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier) | S$1,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier) | S$1,000 (You get S$200 for every 6-hours delay both in Singapore and overseas, given that you’re on a scheduled carrier) |
Luggage lost | S$8,000 (You receive up to S$700 for any particular article, or a set of articles) | S$5,000 (You receive up to S$700 for any particular article, or a set of articles) | S$3,000 (You receive up to S$700 for any particular article, or a set of articles) |
Personal money or valuables stolen | S$3,000 (This includes S$500 for bank notes or cash) | S$750 (This includes S$300 for bank notes or cash) | This is not covered |
Travel documents or passport lost | S$5,000 | S$5,000 | S$3,000 |
Flight or train is overbooked | S$500 (You get S$100 for every 6-hours delay) | S$200 (You get S$100 for every 6-hours delay) | S$100 (You get S$100 for every 6-hours delay) |
Departure or connection missed | S$1,000 (You get S$100 for every 6-hours delay) | S$500 (You get S$100 for every 6-hours delay) | S$200 (You get S$100 for every 6-hours delay) |
Replacement traveller (only for business trips) | S$15,000 | S$5,000 | This is not covered |
Credit card used without authorisation | S$1,000 | This is not covered | This is not covered |
Mugging, hijack, and hostage situation | S$10,000 (You receive S$250 for each day detained) | S$5,000 (You receive S$250 for each day detained) | S$3,000 (You receive S$250 for each day detained) |
Legal expenses and individual liability
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Personal liability | S$2 million | S$1 million | S$250,000 |
Cover for lifestyle
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Rental car excess | S$2,500 | S$1,500 | S$1,000 |
Return of rental car | S$500 | This is not covered | This is not covered |
Contents at home | S$15,000 (You receive up to S$1,000 for a particular article, or a set of articles) | This is not covered | This is not covered |
Care of domestic pet for each household | S$1,000 (You get S$50 for each day of extended stay at a pet boarding home) | This is not covered | This is not covered |
Free extensions on the cover
The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured person per travel plan | ||
Travel Prestige | Travel Plus | Travel Lite | |
Aggregate of full terrorism cover | S$500,000 | S$100,000 | S$50,000 |
Cover gets automatically extended in instances involving sickness, injuries in an accident, quarantine, or delay of public transport | Extended up to a period of 30 days | Extended up to a period of 30 days | Extended up to a period of 14 days |
Optional coverage features
The optional cover has two different sets of features to meet your specific requirements. These are listed under the categories - Golf Holiday cover and Wedding and Photoshoot overseas, which applies for each couple. The table below illustrates the different covers and the limit provided against each of them:
Feature covered in the policy | Maximum sum to be paid to each insured per travel plan |
Golf Holiday cover | |
Golfing equipment lost, includes those in use | S$2,000 (You receive up to S$1,000 for any particular article, or a set of articles, where excess payable stands at S$100) |
Hole-in-one | S$1,000 |
Golfing equipment is hired | S$500 (You receive up to S$100 for every 24 hours) |
Green fees not used | S$500 |
Buggy damage | S$500 |
Wedding and Photoshoot overseas for each couple | |
Marriage Certificate loss | S$250 |
Marriage attire and accessories loss | S$8,000 (You receive up to S$2,000 for any particular article, or a set of articles, where excess payable stands at S$100) |
Personal liability of guests invited | S$1 million |
Marriage service providers fail financially | S$15,000 |
Photo album of marriage lost | S$250 |