• AVIVA Personal Accident Insurance

    We have no control over fate, but we can be prepared to face it. Accidents occur all the time, and we hope it never happens to us. But preparing to be financially able to take care of yourself and your family in the event of one is wise and advisable. Accident insurance comes to your aid when you need it the most.

    About AVIVA

    AVIVA’s roots date back to 1696 where its story started in a modest London fire office. It has grown successfully over the centuries gaining prominence in the financial world. AVIVA is a leader in providing investment, retirement, insurance and health solutions serving 43 million customers. It provides Medisave approved plans with convenience, simplicity, and cost savings to customers.

    AVIVA Personal Accident Insurance

    AVIVA provides comprehensive insurance plans that guarantee you protection against financial costs incurred in the event of an accident. It offers three plans to suit the different needs of people.

    AVIVA Personal Accident Insurance Features and benefits

    • Convenience of online application.
    • Instant quotes in 60 seconds or less.
    • Flexible choice of three plans - Lite, Standard and Plus available.
    • Free look period of 14 days in which the policy can be cancelled for a full refund of the premium paid.
    • Family plans available with a 10% discount on married couple plans.
    • Free cover for children up to 20% of the limits detailed on the plan of your choice.
    • Worldwide Personal Liability Cover against legal liability to pay damages if you are out of Singapore for up to 182 days.
    • 12-month policy with automatic renewable on correct payment of premiums.

    AVIVA Personal Accident Lite

    Policy cover Maximum amount per insured adult
    Accidental Death and Permanent Disability S$100,000
    Medical expenses S$3,000
    Daily hospital allowance S$50 per day.
    Personal liability for any bodily injury to a third party S$100,000

    AVIVA Personal Accident Standard

    Policy cover Maximum amount per insured adult
    Accidental Death and Permanent Disability S$200,000
    Medical expenses S$4,000
    Daily hospital allowance S$100 per day.
    Personal liability for any bodily injury to a third party S$200,000

    AVIVA Personal Accident Plus

    Policy cover Maximum amount per insured adult
    Accidental Death and Permanent Disability S$300,000
    Medical expenses S$5,000
    Daily hospital allowance S$200 per day.
    Personal liability for any bodily injury to a third party S$300,000

    Riders:

    Mobility Aid and Ambulance Services Reimbursement – Reimbursement of up to S$200 per week if any mobility aid prescribed by your doctor is required or ambulance services that were needed as a result of the accident.

    Weekly Temporary Disablement Benefit – If you are disabled due to the accident and are unable to perform more than 50% of your normal duties at your job, pay is disbursed for every 7-day period completed. This rider is applicable for a maximum of S$2,000 per insured for up to 104 weeks.

    AVIVA Personal Accident Insurance Eligibility

    The following is some of the criteria that needs to be met in order to get approval for AVIVA Personal Accident Insurance:

    • Ages of 16 to 70 years are eligible.
    • You should be living in Singapore for at least 183 days in a year and have a valid NRIC/FIN.
    • Your driving licence has not been revoked or suspended in the last 3 years and you do not have more than 12 demerit points.
    • You have not been charged in court for any non-traffic offence or convicted criminally.
    • You have not been previously refused financial, accident protection, life and health insurance or you have not had your policy cancelled or terminated.
    • You are not engaged in any heavy manual work or any manual work with use of machinery.
    • You are not exposed to extraordinary accidental, health or special hazard.

    Compare AVIVA Personal Accident Insurance With Other Insurance Companies Offering Accident Insurance in Singapore

    FAQs - AVIVA Personal Accident Insurance

    1. How do I apply for a policy for my children?
    2. Your children are automatically covered under the policy for up to 20% of the applicable limits which are stated in your Summary of Cover. You do not need to name your children. To claim insurance for them, you need to produce the required documents to support your claim.

    3. How can I purchase a policy?
    4. You can purchase an AVIVA insurance policy only via the Internet. AVIVA is a pioneer of general insurance in Singapore to offer financial and insurance solutions only online. There are no agents or offline options. Visit BankBazaar.com to apply online.

    5. Does this policy cover temporary disability?
    6. No, the basic plan does not cover temporary disability. However you can opt for the additional rider of Weekly Temporary disablement which will cover you for every 7-day period that you are disabled and unable to perform more than 50% of your duties of your paid work.

    7. What permanent disabilities are covered?
    8. Total paralysis, loss of sight, hearing, speech, limbs, fingers, toes, or third degree burns.

    9. If I’m injured during a sports activity, will I be covered?
    10. There is a list of sports activities that are covered if you take part in it on a recreational basis. A few sports are football, badminton, tennis, table tennis, swimming, cycling, squash, horse riding, golf and so on. If you are a professional sportsperson or take part in it for monetary gain, it will not be covered. Refer to the policy document for the list.

    11. Are there any restrictions for cover outside of Singapore?
    12. You are covered for up to 182 days outside of Singapore. There are a few restricted countries for which travel in, to or through will not be covered. They are Afghanistan, Cuba, Iran, Iraq, Liberia, Democratic Republic of Congo, Sudan, or Syria.

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