Credit cards can always prove to be the best friend in your pocket provided you use them wisely. Doesn’t matter if you are traveling overseas, going for dinner with your family or catching a movie with your friends, your credit card can always provide you with the financial support that you need. Each credit card in the financial market today are unique and come with a myriad of features and benefits. The credit cards have specific perks and will be beneficial as per your usage. A single credit card cannot provide all sorts of benefits. Cash back is one of the most important features that customers look for.
American Express Cashback Credit Card Overview
American Express is one of the leading financial institutions in the world and offers products and services that are customisable and innovative. The headquarters of American Express is based in Manhattan, New York City. American Express was founded in the year 1850. Back in those days, it was a business that dealt with express mail. It was formed by the merger of three companies, namely Wells, Butterfield & Company, Livingston, Fargo & Company and Well & Company. These companies were owned by Warren Butterfield, William G. Fargo and Henry Wells, respectively.
The cash back credit card offered by American Express comes with attractive features and perks and can be extremely beneficial when earning cash back is a main requirement of the customer. Along with cash back benefits, you can also avail the global assistance service offered by American Express. The customer care will be there to help you whenever you need, even when you are traveling overseas.
Why choose American Express cash back Credit Card
American Express cares about its customers and has earned a lot of reputation and goodwill with the service it provides. The cash back credit card offered by American Express is tailored to meet all your needs and requirements. If cashback is what you are looking for, then this particular Amex credit card can definitely be a good option.
Features and Benefits of American Express Credit Card
There are several features and benefits offered by American Express with its True cash back credit card. Let us know them in details.
- You can avail cashback of 1.5 percent on all your purchases made using the American Express True cash back credit card
- Avail added privileges and discounts t several places that include Lee Hwa Jewellery, Procacci, Ah Sam Cold Drink Stall, Flower Matters, Kombi Rocks, Cakes Avenue, Grand Park City Hall, Park Hotel Clarke Quay, The Fullerton Bay Hotel, Living Box, Roche Bobois, Boulevard Outdoor Inspirations, Dreamweave, etc.
- Book your flights for travel on ZUJI and get a rebate of 2 percent on the price of the flight tickets
- When you book your hotel packages on ZUJI using your American Express True cash back credit card, you can enjoy savings of up to 12 percent
- An introductory offer of 5 percent cash back can be availed if you spend a minimum amount of SGD 5000 within the first three months. Along with this you can also get a waiver of the annual fee for the first year
- With the American Express Selects and Global Dining Program, you can enjoy exclusive privileges and discounts at the leading restaurants all across the globe
- Avail solutions to all your queries related to the True cash back credit card as the customer support is ever ready to offer you the assistance that you deserve. With 24X7 availability, this support makes things much easier for you
- The Global Assist team is always there to provide support over the phone. They can refer you to doctors who can speak in English, lawyers and other relevant professionals as per your needs
Fees and Charges
- The annual fees for the American Express True cash back credit card is SGD 171.20. This fee is including the GST. However, for the first year’s annual fee is waived off
- The annual fee for the first two supplementary card is waived off permanently. However, subsequent supplementary cards would have an annual fee of SGD 85.60 associated with them. This fee is inclusive of the GST
- The applicant for this credit card must be above the age of 21 years. Any supplementary cardholder must be at least 18 years old
- For all the citizens of Singapore and permanent residents of Singapore, the minimum income limit is SGD 30000 per annum
- For all the foreigners who want to apply for the American Express True cash back credit card, the minimum income limit is SGD 60000
Other Types of Credit Cards Offered by American Express
American Express Travel Credit Cards
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Frequently Asked Questions
- What is the annual fee for the American Express True cash back credit card?
The annual fee for the American Express True cash back credit card is SGD 171.20. This is inclusive of GST. The annual fee for the first year is waived off.
- Can I avail the Global Assist program with the AmEx True cash back credit card?
Yes. You can use the Global Assist program with the AmEx cash back credit card. The representatives can help you by referring you to lawyers, doctors and other relevant professionals as per your convenience and needs.
- What is the minimum age to avail a True cash back credit card offered by American Express?
In order to avail a True cash back credit card offered by American Express, the minimum age of the applicant must be at least 21 years. To avail any of the supplementary card, the minimum age of the cardholder must be at least 18 years.
- What is the minimum income for Singaporean citizens who want to apply for this particular credit card?
The citizens of Singapore and the Singaporean residents must have a minimum income of SGD 30000 on a yearly basis in order to apply for the True cash back credit card offered by American Express.
- What is the minimum income for foreigners who want to apply for the American Express True cash back credit card?
The foreigners who wish to apply for the True cash back credit card offered by American Express must have a minimum income of SGD 60000 on a yearly basis.